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SEACOAST BANKING CORP OF FLORIDA SBCF
SEACOAST BANKING CORP OF FLORIDA (SBCF) earns a Piotroski F-score of 4/9 (mixed financial health). It does not currently pay a dividend.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-06-22 | Piper Sandler | Neutral (main) |
| 2026-04-30 | Piper Sandler | Neutral (main) |
| 2026-02-02 | Keefe, Bruyette & Woods | Outperform (main) |
| 2025-10-29 | Keefe, Bruyette & Woods | Outperform (main) |
| 2025-07-29 | Keefe, Bruyette & Woods | Outperform (main) |
| 2025-06-02 | Keefe, Bruyette & Woods | Outperform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| SBCF | SEACOAST BANKING CORP OF FLORIDA | 4/9 | — | 22.5 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About SEACOAST BANKING CORP OF FLORIDA
Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services. The company was founded in 1926 and is headquartered in Stuart, Florida.
FAQ
Is SBCF financially healthy?
SEACOAST BANKING CORP OF FLORIDA's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does SBCF pay a dividend?
No, SEACOAST BANKING CORP OF FLORIDA does not currently pay a dividend.
How profitable is SBCF?
In FY2025, SEACOAST BANKING CORP OF FLORIDA had a return on equity of 5.3%.
Is SBCF overvalued or undervalued?
SEACOAST BANKING CORP OF FLORIDA trades at about 22.7× trailing earnings — above its 10-year norm (10-year range 14.3×–27.9×, median 20.0×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for SBCF?
The average Wall-Street price target for SEACOAST BANKING CORP OF FLORIDA is $34.83, about 2.1% below the recent price, from 6 analysts (consensus: hold).
Is SBCF a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on SEACOAST BANKING CORP OF FLORIDA: a Piotroski F-score of 4/9, a P/E of about 22.5×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.