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SEACOAST BANKING CORP OF FLORIDA SBCF

Nasdaq · stock · State Commercial Banks · website · IPO 1984-02-02

SEACOAST BANKING CORP OF FLORIDA statistics & valuation

Market cap$3.3B
P / E22.5×
P / B1.2×
Return on equity5.3%
Net cash$275.8M
Enterprise value USD$3.0B
Graham number -12.1%$31.28

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($31.28); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
6.70% 6.20% 7.80% 10.00% 6.90% 9.50% 6.60% 4.90% 5.50% 5.30% 2016201720182019202020212022202320242025
Shares outstanding
38.0M 46.9M 51.4M 52.0M 55.2M 58.5M 71.6M 84.9M 85.6M 97.9M 2016201720182019202020212022202320242025
Net debt ($)
-$117.4M -$340.9M -$369.6M -$275.8M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.60% 0.70% 1.00% 1.40% 0.90% 1.30% 0.90% 0.70% 0.80% 0.70% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.05× 0.05× 0.05× 0.04× 2016201720182019202020212022202320242025
EPS ($)
$0.78 $0.99 $1.38 $1.90 $1.44 $2.18 $1.66 $1.23 $1.42 $1.57 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

SEACOAST BANKING CORP OF FLORIDA trades at about 22.7× earnings — above its 10-year norm (10-year range 14.3×–27.9×, median 20×).

14.3× 27.9×

Shaded band = 10-year range (14.3×–27.9×); dot = today's 22.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets0.7%0.8%0.7%0.9%1.3%0.9%1.4%1.0%0.7%0.6%
Return on equity5.3%5.5%4.9%6.6%9.5%6.9%10.0%7.8%6.2%6.7%
Debt / equity0.04×0.05×0.05×0.05×——————

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.