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State Bank of India SBIN.NS
State Bank of India statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₹1,150.93); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
State Bank of India trades at about 11.8× earnings — near its 10-year norm (10-year range 9.1×–11.7×, median 11×).
Shaded band = 10-year range (9.1×–11.7×); dot = today's 11.8×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2026 | FY2025 | FY2024 | FY2023 |
|---|---|---|---|---|
| Net margin | 32.0% | 31.5% | 29.6% | 29.0% |
| FCF margin | 11.4% | 16.2% | 7.7% | -46.9% |
| Return on assets | 1.0% | 1.1% | 1.0% | 0.9% |
| Return on equity | 14.0% | 15.9% | 16.2% | 15.5% |
Computed from company filings · IN · as of 2026-03-31. Figures in INR. Facts plus Stocktoria's own computed scores — not investment advice.