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SOUTHSIDE BANCSHARES INC SBSI

NYSE · stock · State Commercial Banks · website · IPO 1996-05-30 · LEI

SOUTHSIDE BANCSHARES INC statistics & valuation

Market cap$1.0B
P / E15.1×
P / B1.2×
P / FCF14.2×
Dividend yield4.16%
Return on equity8.2%
Net cash$89.8M
Enterprise value USD$953.9M
Graham number +15.7%$38.01

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($38.01); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
9.50% 7.20% 10.10% 9.30% 9.40% 12.40% 14.10% 11.20% 10.90% 8.20% 2016201720182019202020212022202320242025
Shares outstanding
27.2M 30.0M 35.1M 33.9M 33.3M 32.7M 32.3M 30.8M 30.4M 30.2M 2016201720182019202020212022202320242025
Net debt ($)
-$11.3M -$40.2M $37.9M $48.1M $149.1M -$43.0M -$40.3M -$406.4M -$273.8M -$89.8M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.90% 0.80% 1.20% 1.10% 1.20% 1.60% 1.40% 1.00% 1.00% 0.80% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.31× 0.21× 0.22× 0.20× 0.29× 0.17× 0.21× 0.20× 0.19× 0.35× 2016201720182019202020212022202320242025
EPS ($)
$1.81 $1.81 $2.11 $2.20 $2.47 $3.47 $3.26 $2.82 $2.91 $2.29 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

SOUTHSIDE BANCSHARES INC trades at about 14.3× earnings — near its 10-year norm (10-year range 10.8×–19×, median 14.1×).

10.8× 19×

Shaded band = 10-year range (10.8×–19×); dot = today's 14.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets0.8%1.0%1.0%1.4%1.6%1.2%1.1%1.2%0.8%0.9%
Return on equity8.2%10.9%11.2%14.1%12.4%9.4%9.3%10.1%7.2%9.5%
Debt / equity0.35×0.19×0.20×0.21×0.17×0.29×0.20×0.22×0.21×0.31×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.