Stocktoria
SCHWAB CHARLES CORP SCHW
SCHWAB CHARLES CORP (SCHW) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 1.48% (safety: safe). FY2025 revenue was $23.9B at a 37.0% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-03 | Compass Point | Buy (init) |
| 2026-07-27 | Morgan Stanley | Overweight (main) |
| 2026-07-23 | Argus Research | Buy (main) |
| 2026-07-22 | UBS | Buy (main) |
| 2026-07-22 | Barclays | Overweight (main) |
| 2026-07-20 | BMO Capital | Market Perform (down) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| SCHW | SCHWAB CHARLES CORP | 6/9 | — | 17.8 | +22% |
| BLK | BlackRock, Inc. | 3/9 | — | 28.3 | +18.7% |
| GLDI | CREDIT SUISSE AG | 6/9 | — | — | +30.7% |
| RJF | RAYMOND JAMES FINANCIAL INC | 5/9 | — | 13.7 | +6.6% |
| JEF | Jefferies Financial Group Inc. | 2/9 | — | — | +2.9% |
| SF | STIFEL FINANCIAL CORP | 6/9 | — | 15.5 | +6.7% |
| HOOD | Robinhood Markets, Inc. | 3/9 | — | 47.2 | +51.6% |
All Finance, Insurance & Real Estate companies →
About SCHWAB CHARLES CORP
The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. The company operates in two segments, Investor Services and Advisor Services. It offers brokerage accounts with equity and fixed income trading, margin lending, options trading, futures and forex trading, and cash management capabilities, including money market funds, and certificates of deposit; third-party mutual funds through the Mutual Fund Marketplace and Mutual Fund OneSource service, as well as mutual fund trading and clearing services to broker-dealers; exchange-traded funds; advisory solutions for managed portfolios, separately managed accounts, customized personal advice for tailored portfolios, specialized planning, and full-time portfolio management; banking products comprising checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust custody services, personal trust reporting services, and administrative trustee services. It provides digital and software based trading platforms; research tools, and multichannel support, real-time market data, options trading; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; retirement plan services; mutual fund clearing services; and advisor services, including interactive tools and educational content. The Company operates through branch offices. The Charles Schwab Corporation was founded in 1971 and is headquartered in Westlake, Texas.
FAQ
Is SCHW financially healthy?
SCHWAB CHARLES CORP's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does SCHW pay a dividend, and is it safe?
Yes. SCHWAB CHARLES CORP pays a dividend yielding about 1.48% with a 26.3% payout ratio, rated “safe” for safety.
How profitable is SCHW?
In FY2025, SCHWAB CHARLES CORP had a net margin of 37.0% and a return on equity of 17.9%.
Is SCHW overvalued or undervalued?
SCHWAB CHARLES CORP trades at about 23.5× trailing earnings — near its 10-year norm (10-year range 17.1×–33.1×, median 24.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for SCHW?
The average Wall-Street price target for SCHWAB CHARLES CORP is $125.00, about 14.3% above the recent price, from 20 analysts (consensus: buy).
Is SCHW a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on SCHWAB CHARLES CORP: a Piotroski F-score of 6/9, a P/E of about 17.8×, a dividend yield of 1.48%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.