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SCHWAB CHARLES CORP SCHW

NYSE · stock · Security Brokers, Dealers & Flotation Companies · website · IPO 1987-09-22

SCHWAB CHARLES CORP statistics & valuation

Market cap$157.7B
P / E17.8×
P / S6.6×
P / B3.2×
P / FCF18.0×
Dividend yield1.48%
Net margin37.0%
Return on equity17.9%
FCF margin36.6%
Graham number -51.1%$53.47

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($53.47); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
25.30% 27.30% 34.60% 34.50% 28.20% 31.60% 34.60% 26.90% 30.30% 37.00% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
11.50% 12.70% 17.00% 17.00% 5.90% 10.40% 19.60% 12.40% 12.30% 17.90% 2016201720182019202020212022202320242025
Shares outstanding
1.33B 1.35B 1.36B 1.32B 1.44B 1.90B 1.89B 1.83B 1.83B 1.81B 2016201720182019202020212022202320242025
Net debt ($)
-$21.91B -$26.72B -$44.06B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.80% 1.00% 1.20% 1.30% 0.60% 0.90% 1.30% 1.00% 1.20% 1.80% 2016201720182019202020212022202320242025
Free cash flow margin (%)
43.60% 10.00% 117.30% 80.40% 53.20% 6.50% 5.20% 100.30% 10.50% 36.60% 2016201720182019202020212022202320242025
Debt / equity (×)
0.34× 0.24× 0.34× 2016201720182019202020212022202320242025
EPS ($)
$1.31 $1.61 $2.45 $2.67 $2.12 $2.83 $3.50 $2.54 $2.99 $4.65 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

SCHWAB CHARLES CORP trades at about 23.5× earnings — near its 10-year norm (10-year range 17.1×–33.1×, median 24.8×).

17.1× 33.1×

Shaded band = 10-year range (17.1×–33.1×); dot = today's 23.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin37.0%30.3%26.9%34.6%31.6%28.2%34.5%34.6%27.3%25.3%
FCF margin36.6%10.5%100.3%5.2%6.5%53.2%80.4%117.3%10.0%43.6%
Return on assets1.8%1.2%1.0%1.3%0.9%0.6%1.3%1.2%1.0%0.8%
Return on equity17.9%12.3%12.4%19.6%10.4%5.9%17.0%17.0%12.7%11.5%
Debt / equity————0.34×0.24×0.34×———

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.