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Skandinaviska Enskilda Banken AB (publ) SEB-A.ST

SE · Nasdaq Stockholm · XSTO · stock · Financial Services · website

Skandinaviska Enskilda Banken AB (publ) statistics & valuation

Market capkr 434.1B
P / E14.0×
P / S5.6×
P / B1.9×
P / FCF13.0×
Net margin40.3%
FCF margin43.3%
Net debtkr 590.6B
Enterprise value USD$107.1B
Graham number -8.5%kr 203.88

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (kr 203.88); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
41.70% 47.70% 43.90% 40.30% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
13.20% 17.20% 15.50% 13.50% 2022202320242025
Shares outstanding
1.92B 1.92B 1.92B 1.92B 2022202320242025
Net debt (kr )
kr 381.71B kr 495.90B kr 678.29B kr 590.60B 2022202320242025
Share buybacks (kr )
kr 4.72B kr 5.25B kr 8.34B kr 10.37B 2022202320242025
Return on assets (%)
0.80% 1.10% 1.00% 0.80% 2022202320242025
Free cash flow margin (%)
-110.40% -49.30% -43.60% 43.30% 2022202320242025
Debt / equity (×)
4.07× 4.08× 4.13× 3.87× 2022202320242025
EPS (kr )
kr 12.48 kr 18.06 kr 17.33 kr 15.43 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Skandinaviska Enskilda Banken AB (publ) trades at about 14.4× earnings — above its 10-year norm (10-year range 8.2×–12.4×, median 10.1×).

8.2× 14.4×

Shaded band = 10-year range (8.2×–12.4×); dot = today's 14.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin40.3%43.9%47.7%41.7%
FCF margin43.3%-43.6%-49.3%-110.4%
Return on assets0.8%1.0%1.1%0.8%
Return on equity13.5%15.5%17.2%13.2%

Computed from company filings · SE · as of 2025-12-31. Figures in SEK. Facts plus Stocktoria's own computed scores — not investment advice.