Stocktoria
Sezzle Inc. SEZL
Nasdaq · XNAS · stock · Services-Business Services, NEC · website · IPO 2019-07-30
Chart by TradingView
7/9
Piotroski F — financial health
8.04
Altman Z″ — distress risk · safe
—
Dividend payout · no dividend
Valuation · market cap as of 2026-06-29
Market cap$5.7B
P / E43.1×
P / S24.3×
P / B33.8×
P / FCF27.4×
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $235.9M | $139.4M | $159.4M | $125.6M | $114.8M |
| Operating income | $176.8M | $82.2M | $22.2M | -$28.4M | -$68.7M |
| Net income | $133.1M | $78.5M | $7.1M | -$38.1M | -$75.2M |
| Operating cash flow | $209.9M | $130.6M | -$25.7M | $8.5M | -$72.1M |
| Free cash flow | $209.3M | $130.6M | -$25.8M | $8.5M | -$72.8M |
| Total assets | $400.2M | $298.4M | $212.6M | $172.6M | $223.4M |
| Total liabilities | $230.4M | $210.5M | $190.6M | $163.7M | $185.6M |
| Shareholders' equity | $169.8M | $87.8M | $22.1M | $8.8M | $37.8M |
| Ratios | |||||
| Operating margin | 74.9% | 59.0% | 13.9% | -22.6% | -59.8% |
| Net margin | 56.4% | 56.3% | 4.5% | -30.3% | -65.5% |
| FCF margin | 88.7% | 93.7% | -16.2% | 6.7% | -63.4% |
| Return on assets | 33.3% | 26.3% | 3.3% | -22.1% | -33.6% |
| Return on equity | 78.4% | 89.4% | 32.1% | -430.8% | -198.9% |
| Current ratio | 3.92 | 2.44 | 1.12 | 1.72 | 2.06 |
| Revenue growth | 69.2% | -12.5% | 26.9% | 9.4% | 95.3% |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| Point72 Asset Management, L.P. | 10,200 | $645,558 |
Why these scores methodology →
Piotroski F-score: 7/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: 8.04 (safe)
- Working capital / assets 0.655
- Retained earnings / assets -0.001
- EBIT / assets 0.442
- Equity / liabilities 0.737
Sector peers
GOOG · MSFT · META · BABA · DIS · HCA · all Services →
Source: SEC EDGAR filings · CIK 0001662991 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.