Stocktoria

Sezzle Inc. SEZL

Nasdaq · stock · Services-Business Services, NEC · website · IPO 2019-07-30 · LEI

Sezzle Inc. statistics & valuation

Market cap$5.7B
P / E43.1×
P / S12.7×
P / B33.8×
P / FCF27.4×
Net margin29.6%
Return on equity78.4%
FCF margin46.5%
Return on capital56.9%
Graham number -84.1%$19.94

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($19.94); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
-55.10% -65.50% -30.30% 4.50% 29.00% 29.60% 202020212022202320242025
Gross margin (%)
202020212022202320242025
Operating margin (%)
-47.50% -59.80% -22.60% 13.90% 30.30% 39.30% 202020212022202320242025
Return on equity (%)
-54.00% -198.90% -430.80% 32.10% 89.40% 78.40% 202020212022202320242025
Shares outstanding
1.18B 1.23B 32.9M 34.2M 35.9M 35.7M 202020212022202320242025
Net debt ($)
202020212022202320242025
Share buybacks ($)
202020212022202320242025
Return on assets (%)
-18.60% -33.60% -22.10% 3.30% 26.30% 33.30% 202020212022202320242025
Free cash flow margin (%)
-42.90% -63.40% 6.70% -16.20% 48.20% 46.50% 202020212022202320242025
Debt / equity (×)
202020212022202320242025
EPS ($)
-$0.03 -$0.06 -$1.17 $0.21 $2.19 $3.72 202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020
Operating margin39.3%30.3%13.9%-22.6%-59.8%-47.5%
Net margin29.6%29.0%4.5%-30.3%-65.5%-55.1%
FCF margin46.5%48.2%-16.2%6.7%-63.4%-42.9%
Return on assets33.3%26.3%3.3%-22.1%-33.6%-18.6%
Return on equity78.4%89.4%32.1%-430.8%-198.9%-54.0%
Current ratio3.922.441.121.722.062.53

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.