Stocktoria

Sound Financial Bancorp, Inc. SFBC

Nasdaq · XNAS · stock · Savings Institution, Federally Chartered
Chart by TradingView
4/9
Piotroski F — financial health
Altman Z″ — distress risk
27.2%
Dividend payout · safe

Financials (annual, from 10-K)

FYRevenueNet incomeGross profitFree cash flowEquity
2025$7.2M$7.0M$109.4M
2024$4.6M$2.9M$103.7M
2023$7.4M$6.4M$100.7M
2022$8.8M$9.7M$97.7M
2021$9.2M$18.8M$93.4M
2020$8.9M-$891,000$85.5M

Recent insider activity (Form 4)

InsiderRoleDateActionSharesPrice
Riojas Rogeliodirector2026-06-10Gift28,916
Stewart Laura LeePresident and CEO2026-03-31Sell900$44.13
Jones Debradirector2025-12-10Gift500
Ochs WesPresident and CFO2025-12-04Option exercise900$28.34
Ochs WesPresident and CFO2025-12-04Tax withheld577$44.23
Sexton HeidiExecutive Vice President/COO2025-11-13Option exercise2,500$28.34
Sexton HeidiExecutive Vice President/COO2025-11-13Tax withheld1,584$44.74
Haddad David S Jrdirector2025-08-06Gift22

Why these scores methodology →

Piotroski F-score: 4/9

  • Positive return on assets
  • Positive operating cash flow
  • Rising ROA
  • Cash flow exceeds net income
  • Lower long-term debt
  • Rising current ratio
  • No share dilution
  • Rising gross margin
  • Rising asset turnover

Altman Z″: n/a

Not applicable (financials/insurer or missing inputs).

Source: SEC EDGAR filings · CIK 0001541119 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.