Stocktoria
Sound Financial Bancorp, Inc. SFBC
Nasdaq · stock · Savings Institution, Federally Chartered · website · IPO 2012-08-23
Sound Financial Bancorp, Inc. financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| SG&A expense | $6.0M | $5.9M | $6.1M | $5.9M | $5.8M | $5.5M | $5.9M | $5.5M | $4.3M | $4.4M |
| Interest expense | — | — | $16.8M | $4.5M | $4.0M | $7.5M | $7.6M | $5.4M | $3.4M | $2.9M |
| Income tax | $1.5M | $1.0M | $1.6M | $2.1M | $2.3M | $2.4M | $1.7M | $1.7M | $3.1M | $2.7M |
| Net income | $7.2M | $4.6M | $7.4M | $8.8M | $9.2M | $8.9M | $6.7M | $7.0M | $5.1M | $5.4M |
| EPS (diluted) | $2.77 | $1.80 | $2.86 | $3.35 | $3.46 | $3.42 | $2.57 | $2.74 | $2.00 | $2.09 |
| Operating cash flow | $7.2M | $2.9M | $6.9M | $10.1M | $19.1M | -$484,000 | $11.1M | $10.3M | $6.8M | $7.1M |
| Free cash flow | $7.0M | $2.9M | $6.4M | $9.7M | $18.8M | -$891,000 | $10.4M | $9.7M | $4.3M | $6.1M |
| Cash & equivalents | $138.5M | $43.6M | $49.7M | $57.8M | $183.6M | $193.8M | $55.8M | $61.8M | $60.7M | $54.6M |
| Total assets | $1.1B | $993.6M | $995.2M | $976.4M | $919.7M | $861.4M | $719.9M | $716.7M | $645.2M | $588.4M |
| Total liabilities | $982.8M | $890.0M | $894.6M | $878.6M | $826.3M | $775.9M | $642.1M | $645.1M | $580.1M | $528.1M |
| Shareholders' equity | $109.4M | $103.7M | $100.7M | $97.7M | $93.4M | $85.5M | $77.7M | $71.6M | $65.2M | $60.3M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | +54.3% | -37.6% | -15.5% | -3.8% | +2.5% | +33.8% | -5.1% | +37.3% | -4.7% | +12.3% |
| EPS growth | +53.9% | -37.1% | -14.6% | -3.2% | +1.2% | +33.1% | -6.2% | +37.0% | -4.3% | +12.4% |
| Free cash flow growth | +144.8% | -55.7% | -33.3% | -48.8% | — | -108.6% | +7.5% | +122.6% | -29.2% | +132.7% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.