Stocktoria
ServisFirst Bancshares, Inc. SFBS
ServisFirst Bancshares, Inc. (SFBS) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 1.51% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-04-21 | Piper Sandler | Overweight (main) |
| 2026-01-21 | Raymond James | Strong Buy (up) |
| 2025-12-19 | Hovde Group | Outperform (up) |
| 2025-10-21 | Piper Sandler | Neutral (main) |
| 2025-07-22 | Piper Sandler | Neutral (main) |
| 2025-04-22 | Piper Sandler | Neutral (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| SFBS | ServisFirst Bancshares, Inc. | 4/9 | — | 17.5 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About ServisFirst Bancshares, Inc.
ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides banking services to individual and corporate customers in the United States. It offers deposit services, including checking, money market, savings, and individual retirement arrangements (IRA) accounts, as well as certificates of deposit. The company also provides real estate loans that consist of commercial real estate loans, 1-4 family residential real estate loans, and construction and development loans; consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans; and commercial loans comprising seasonal, bridge, and term loans, as well as commercial lines of credit. In addition, it offers other banking services, such as 24-hour telephone banking, direct deposit, Internet banking, mobile banking, traveler's checks, safe deposit boxes, attorney trust accounts, and automatic account transfers, as well as automated teller machines and debit and credit card systems. Further, the company provides treasury and cash management services; direct deposit, wire transfer, night depository, banking-by-mail and remote capture services for non-cash items; and correspondent banking services to other financial institutions. Additionally, it holds and manages participations in residential mortgages and commercial real estate loans originated by ServisFirst Bank in Alabama, Florida, Georgia, and Tennessee. ServisFirst Bancshares, Inc. was founded in 2005 and is headquartered in Birmingham, Alabama.
FAQ
Is SFBS financially healthy?
ServisFirst Bancshares, Inc.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does SFBS pay a dividend, and is it safe?
Yes. ServisFirst Bancshares, Inc. pays a dividend yielding about 1.51% with a 26.5% payout ratio, rated “safe” for safety.
How profitable is SFBS?
In FY2025, ServisFirst Bancshares, Inc. had a return on equity of 14.9%.
Is SFBS overvalued or undervalued?
ServisFirst Bancshares, Inc. trades at about 17.9× trailing earnings — near its 10-year norm (10-year range 13.1×–26.3×, median 17.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for SFBS?
The average Wall-Street price target for ServisFirst Bancshares, Inc. is $94.33, about 4.3% above the recent price, from 3 analysts.
Is SFBS a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on ServisFirst Bancshares, Inc.: a Piotroski F-score of 4/9, a P/E of about 17.5×, a dividend yield of 1.51%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.