Stocktoria
SHF Holdings, Inc. SHFS
SHF Holdings, Inc. (SHFS) earns a Piotroski F-score of 2/9 (weak financial health). It does not currently pay a dividend. FY2025 revenue was $7.7M at a -28.2% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| SHFS | SHF Holdings, Inc. | 2/9 | — | — | -49.7% |
| FGCO | Financial Gravity Companies, Inc. | 2/9 | -11.96 | — | — |
| FRMM | FORUM MARKETS Inc | 1/9 | -8.25 | — | — |
| LMFA | LM FUNDING AMERICA, INC. | 1/9 | -6.99 | — | -19.6% |
| ABTS | Abits Group Inc | 4/9 | — | — | — |
| BMNP | BITMINE IMMERSION TECHNOLOGIES, INC. | 3/9 | — | 22.5 | — |
| HSDT | Solana Co | 4/9 | — | — | — |
All Finance, Insurance & Real Estate companies →
About SHF Holdings, Inc.
SHF Holdings, Inc., through its subsidiaries, provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. The company, through its proprietary platform, offers access to business checking and savings accounts; cash management accounts; savings and investment options; commercial lending; courier and vaulting services; remote deposit services; automated clearing house payments and origination; and wire payments. It also provides regulatory compliance consulting, software for maintaining know your customer, and bank secrecy act compliance; origination, onboarding, verification, and servicing of cannabis-related deposit business; and sourcing, underwriting, servicing, and administering services of loans issued to cannabis businesses and related entities. In addition, the company's services allow cannabis related businesses to obtain services for enhanced financial insight into business and access to resources. SHF Holdings, Inc. was founded in 2015 and is headquartered in Golden, Colorado.
FAQ
Is SHFS financially healthy?
SHF Holdings, Inc.'s Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak).
Does SHFS pay a dividend?
No, SHF Holdings, Inc. does not currently pay a dividend.
How profitable is SHFS?
In FY2025, SHF Holdings, Inc. had a net margin of -28.2% and a return on equity of -26.2%.
Is SHFS a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on SHF Holdings, Inc.: a Piotroski F-score of 2/9. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.