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SHF Holdings, Inc. SHFS

Nasdaq · stock · Finance Services · website · IPO 2021-06-24

SHF Holdings, Inc. statistics & valuation

P / S0.2×
P / B0.2×
Net margin-28.2%
Return on capital-50.4%

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports.

Profitability & efficiency

Net margin (%)
46.90% -370.60% -98.40% -317.00% -28.20% 20212022202320242025
Gross margin (%)
20212022202320242025
Operating margin (%)
46.90% -23.20% -118.00% -46.50% -70.40% 20212022202320242025
Return on equity (%)
44.80% -687.00% -50.30% -26.20% 20212022202320242025
Shares outstanding
0 23.7M 2.7M 2.8M 4.3M 20212022202320242025
Net debt ($)
$10.5M $50.8M 20212022202320242025
Share buybacks ($)
20212022202320242025
Return on assets (%)
43.70% -35.30% -25.50% -365.60% -12.60% 20212022202320242025
Free cash flow margin (%)
42.00% 17.70% -5.90% 20212022202320242025
Debt / equity (×)
3.70× 1.62× 20212022202320242025
EPS ($)
-$1.85 -$8.12 -$17.43 -$0.82 20212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021
Operating margin-70.4%-46.5%-118.0%-23.2%46.9%
Net margin-28.2%-317.0%-98.4%-370.6%46.9%
FCF margin-5.9%17.7%42.0%
Return on assets-12.6%-365.6%-25.5%-35.3%43.7%
Return on equity-26.2%393.2%-50.3%-687.0%44.8%
Debt / equity1.62×3.70×
Current ratio1.880.920.980.2133.63

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.