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SELECTIVE INSURANCE GROUP INC SIGI

Nasdaq · stock · Fire, Marine & Casualty Insurance · website · IPO 1980-03-17 · LEI

SELECTIVE INSURANCE GROUP INC statistics & valuation

Market cap$5.8B
P / E12.4×
P / S1.1×
P / B1.6×
P / FCF4.8×
Dividend yield1.61%
Net margin8.7%
Return on equity12.9%
FCF margin22.4%
Graham number +6.4%$99.81

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($99.81); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
6.90% 6.80% 6.90% 9.50% 8.40% 12.00% 6.30% 8.60% 4.30% 8.70% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
10.30% 9.90% 10.00% 12.40% 9.00% 13.50% 8.90% 12.40% 6.60% 12.90% 2016201720182019202020212022202320242025
Shares outstanding
58.7M 59.4M 59.7M 60.0M 60.3M 60.7M 60.9M 61.0M 61.3M 61.1M 2016201720182019202020212022202320242025
Net debt ($)
$438.7M $439.1M $439.5M $550.6M $550.7M $506.1M $504.7M $503.9M $507.9M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
2.20% 2.20% 2.30% 3.10% 2.50% 3.90% 2.10% 3.10% 1.50% 3.10% 2016201720182019202020212022202320242025
Free cash flow margin (%)
17.00% 15.70% 18.20% 22.20% 21.80% 17.40% 22.00% 22.40% 2016201720182019202020212022202320242025
Debt / equity (×)
0.29× 0.26× 0.25× 0.25× 0.20× 0.17× 0.20× 0.17× 0.16× 2016201720182019202020212022202320242025
EPS ($)
$2.70 $2.84 $3.00 $4.53 $4.09 $6.50 $3.54 $5.84 $3.23 $7.49 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

SELECTIVE INSURANCE GROUP INC trades at about 12.5× earnings — below its 10-year norm (10-year range 11.2×–26.8×, median 18×).

11.2× 26.8×

Shaded band = 10-year range (11.2×–26.8×); dot = today's 12.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin8.7%4.3%8.6%6.3%12.0%8.4%9.5%6.9%6.8%6.9%
FCF margin22.4%22.0%17.4%21.8%22.2%18.2%15.7%17.0%——
Return on assets3.1%1.5%3.1%2.1%3.9%2.5%3.1%2.3%2.2%2.2%
Return on equity12.9%6.6%12.4%8.9%13.5%9.0%12.4%10.0%9.9%10.3%
Debt / equity—0.16×0.17×0.20×0.17×0.20×0.25×0.25×0.26×0.29×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.