Stocktoria
SEB SA SK.PA
SEB SA statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€76.83); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
SEB SA trades at about 13.2× earnings — below its 10-year norm (10-year range 10.7×–21.7×, median 16.8×).
Shaded band = 10-year range (10.7×–21.7×); dot = today's 13.2×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Gross margin | 40.3% | 40.6% | 40.0% | 37.9% |
| Operating margin | 7.1% | 9.3% | 8.8% | 7.6% |
| Net margin | 3.0% | 2.8% | 4.8% | 4.0% |
| FCF margin | -0.2% | 3.8% | 10.6% | 0.5% |
| Return on assets | 2.6% | 2.5% | 4.2% | 3.5% |
| Return on equity | 7.6% | 7.1% | 12.1% | 10.0% |
| Debt / equity | 0.57× | 0.42× | 0.51× | 0.51× |
| Current ratio | 1.27 | 1.21 | 1.25 | 1.31 |
Computed from company filings · FR · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.