Stocktoria
SLM Corp SLM
SLM Corp (SLM) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 2.24% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-04-24 | Barclays | Overweight (main) |
| 2026-04-16 | Morgan Stanley | Equal-Weight (main) |
| 2026-04-09 | JP Morgan | Underweight (main) |
| 2026-04-09 | Wells Fargo | Overweight (main) |
| 2026-04-06 | Barclays | Overweight (main) |
| 2026-03-30 | Compass Point | Neutral (up) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| SLM | SLM Corp | 4/9 | — | 6.4 | — |
| AFRM | Affirm Holdings, Inc. | 5/9 | — | 510.1 | +38.8% |
| ENVA | Enova International, Inc. | 6/9 | — | 18.6 | +18.6% |
| CACC | CREDIT ACCEPTANCE CORP | 6/9 | — | 15.5 | +7.2% |
| ATLC | Atlanticus Holdings Corp | 3/9 | — | 13.7 | +50.1% |
| RM | Regional Management Corp. | 4/9 | — | 8.5 | +9.7% |
| WRLD | WORLD ACCEPTANCE CORP | 4/9 | — | 23.2 | +3.7% |
All Finance, Insurance & Real Estate companies →
About SLM Corp
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
FAQ
Is SLM financially healthy?
SLM Corp's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does SLM pay a dividend, and is it safe?
Yes. SLM Corp pays a dividend yielding about 2.24% with a 14.5% payout ratio, rated “safe” for safety.
How profitable is SLM?
In FY2025, SLM Corp had a return on equity of 30.4%.
Is SLM overvalued or undervalued?
SLM Corp trades at about 8.1× trailing earnings — below its 10-year norm (10-year range 5.1×–22.4×, median 10.0×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for SLM?
The average Wall-Street price target for SLM Corp is $28.82, about 3.0% above the recent price, from 11 analysts (consensus: buy).
Is SLM a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on SLM Corp: a Piotroski F-score of 4/9, a P/E of about 6.4×, a dividend yield of 2.24%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.