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SOUTHERN MISSOURI BANCORP, INC. SMBC
SOUTHERN MISSOURI BANCORP, INC. (SMBC) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 1.23% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| SMBC | SOUTHERN MISSOURI BANCORP, INC. | 5/9 | — | 14.4 | — |
| BBT | Beacon Financial Corp | 5/9 | — | 29.2 | -92.5% |
| PBFS | Pioneer Bancorp, Inc./MD | 4/9 | — | 20.8 | +5.8% |
| RBKB | Rhinebeck Bancorp, Inc. | 4/9 | — | 19.3 | — |
| ECBK | ECB Bancorp, Inc. /MD/ | 5/9 | — | 22.1 | — |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
All Finance, Insurance & Real Estate companies →
About SOUTHERN MISSOURI BANCORP, INC.
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans. It also provides loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate; construction loans on residential and commercial properties; commercial and agricultural business loans; and consumer loans. In addition, the company offers fiduciary and investment management services; commercial and consumer insurance products; and debit or credit cards. The company was founded in 1887 and is headquartered in Poplar Bluff, Missouri.
FAQ
Is SMBC financially healthy?
SOUTHERN MISSOURI BANCORP, INC.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does SMBC pay a dividend, and is it safe?
Yes. SOUTHERN MISSOURI BANCORP, INC. pays a dividend yielding about 1.23% with a 17.7% payout ratio, rated “safe” for safety.
How profitable is SMBC?
In FY2025, SOUTHERN MISSOURI BANCORP, INC. had a return on equity of 10.8%.
Is SMBC overvalued or undervalued?
SOUTHERN MISSOURI BANCORP, INC. trades at about 14.9× trailing earnings — above its 10-year norm (10-year range 7.3×–16.6×, median 12.3×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for SMBC?
The average Wall-Street price target for SOUTHERN MISSOURI BANCORP, INC. is $76.00, about 1.8% below the recent price, from 3 analysts (consensus: buy).
Is SMBC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on SOUTHERN MISSOURI BANCORP, INC.: a Piotroski F-score of 5/9, a P/E of about 14.4×, a dividend yield of 1.23%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-06-30. Facts plus Stocktoria's own computed scores — not investment advice.