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SOUTHERN MISSOURI BANCORP, INC. SMBC

Nasdaq · stock · Savings Institutions, Not Federally Chartered · website · IPO 1957-05-16

SOUTHERN MISSOURI BANCORP, INC. statistics & valuation

Market cap$845.4M
P / E14.4×
P / B1.6×
P / FCF11.2×
Graham number -2.9%$75.17

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($75.17); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
11.80% 9.00% 10.40% 12.10% 10.70% 16.60% 14.70% 8.80% 10.30% 10.80% 2016201720182019202020212022202320242025
Shares outstanding
7.4M 7.5M 8.7M 9.2M 9.2M 9.0M 9.0M 10.1M 11.3M 11.2M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.10% 0.90% 1.10% 1.30% 1.10% 1.70% 1.50% 0.90% 1.10% 1.20% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$1.98 $2.07 $2.39 $3.14 $2.99 $5.22 $5.21 $3.85 $4.42 $5.18 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

SOUTHERN MISSOURI BANCORP, INC. trades at about 14.9× earnings — above its 10-year norm (10-year range 7.3×–16.6×, median 12.3×).

7.3× 16.6×

Shaded band = 10-year range (7.3×–16.6×); dot = today's 14.9×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.2%1.1%0.9%1.5%1.7%1.1%1.3%1.1%0.9%1.1%
Return on equity10.8%10.3%8.8%14.7%16.6%10.7%12.1%10.4%9.0%11.8%

Computed from company filings · US · as of 2025-06-30. Facts plus Stocktoria's own computed scores — not investment advice.