Stocktoria

SOUTHERN MISSOURI BANCORP, INC. SMBC

Nasdaq · stock · Savings Institutions, Not Federally Chartered · website · IPO 1957-05-16

SOUTHERN MISSOURI BANCORP, INC. statistics & valuation

Market cap$845.4M
P / E11.8×
P / B1.4×
P / FCF11.0×
Graham number +21.3%$87.62

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($87.62); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2017201820192020202120222023202420252026
Operating margin (%)
2017201820192020202120222023202420252026
Return on equity (%)
9.00% 10.40% 12.10% 10.70% 16.60% 14.70% 8.80% 10.30% 10.80% 12.20% 2017201820192020202120222023202420252026
Shares outstanding
7.5M 8.7M 9.2M 9.2M 9.0M 9.0M 10.1M 11.3M 11.3M 11.1M 2017201820192020202120222023202420252026
Net debt ($)
2017201820192020202120222023202420252026
Share buybacks ($)
2017201820192020202120222023202420252026
Return on assets (%)
0.90% 1.10% 1.30% 1.10% 1.70% 1.50% 0.90% 1.10% 1.20% 1.40% 2017201820192020202120222023202420252026
Free cash flow margin (%)
2017201820192020202120222023202420252026
Debt / equity (×)
2017201820192020202120222023202420252026
EPS ($)
$2.07 $2.39 $3.14 $2.99 $5.22 $5.21 $3.85 $4.42 $5.18 $6.43 2017201820192020202120222023202420252026

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

SOUTHERN MISSOURI BANCORP, INC. trades at about 11.2× earnings — near its 10-year norm (10-year range 7.3×–16.6×, median 12×).

7.3× 16.6×

Shaded band = 10-year range (7.3×–16.6×); dot = today's 11.2×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Return on assets1.4%1.2%1.1%0.9%1.5%1.7%1.1%1.3%1.1%0.9%
Return on equity12.2%10.8%10.3%8.8%14.7%16.6%10.7%12.1%10.4%9.0%

Computed from company filings · US · as of 2026-06-30. Facts plus Stocktoria's own computed scores — not investment advice.