SMARTFINANCIAL INC. SMBK
NYSE · XNYS · stock · National Commercial Banks
Chart by TradingView
2/9
Piotroski F — financial health
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Altman Z″ — distress risk
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Dividend payout · n/a
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | — | — | — | $59.3M | $552.5M |
| 2024 | — | $36.1M | — | $46.3M | $491.5M |
| 2023 | — | $28.6M | — | $33.4M | $459.9M |
| 2022 | — | $43.0M | — | $44.3M | $432.5M |
| 2021 | — | $34.8M | — | $43.8M | $429.4M |
| 2020 | — | $24.3M | — | $23.6M | $357.2M |
Recent insider activity (Form 4)
| Insider | Role | Date | Action | Shares | Price |
|---|---|---|---|---|---|
| Jordan Rhett D. | EVP & CHIEF CREDIT OFFICER | 2026-06-12 | Sell | 400 | $45.00 |
| Barrett Victor Lynn | director | 2026-06-10 | Buy | 3,000 | $43.78 |
| Ackermann Cathy G | director | 2026-06-04 | Buy | 3,000 | $42.12 |
| Wolpert Geoffrey Alan | director | 2026-05-19 | Gift | 31,118 | — |
| Wolpert Geoffrey Alan | director | 2026-05-19 | Gift | 31,118 | — |
| Wolpert Geoffrey Alan | director | 2026-05-18 | Gift | 24,849 | — |
| Shomaker Kelli D | director | 2026-05-04 | Buy | 290 | $41.30 |
| Wolpert Geoffrey Alan | director | 2026-05-01 | Gift | 23,721 | — |
Why these scores methodology →
Piotroski F-score: 2/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0001038773 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.