Stocktoria
SMARTFINANCIAL INC. SMBK
NYSE · XNYS · stock · National Commercial Banks · website · IPO 2001-06-21
SMARTFINANCIAL INC. financials (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Interest expense | — | — | $88.0M | $21.3M | $11.8M |
| Income tax | $11.2M | $9.3M | $7.6M | $11.9M | $9.5M |
| Net income | — | $36.1M | $28.6M | $43.0M | $34.8M |
| EPS (diluted) | $2.98 | $2.14 | $1.69 | $2.55 | $2.22 |
| Operating cash flow | $61.7M | $52.7M | $39.7M | $56.8M | $46.2M |
| Free cash flow | $59.3M | $46.3M | $33.4M | $44.3M | $43.8M |
| Cash & equivalents | $464.4M | $387.6M | $352.3M | $266.4M | $1.0B |
| Total assets | $5.9B | $5.3B | $4.8B | $4.6B | $4.6B |
| Total liabilities | $5.3B | $4.8B | $4.4B | $4.2B | $4.2B |
| Shareholders' equity | $552.5M | $491.5M | $459.9M | $432.5M | $429.4M |
Source: SEC EDGAR filings · CIK 0001038773 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.