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SECURITY NATIONAL FINANCIAL CORP SNFCA

Nasdaq · stock · Finance Services · website · IPO 1987-08-12

SECURITY NATIONAL FINANCIAL CORP statistics & valuation

Market cap$257.5M
P / E8.0×
P / S0.7×
P / B0.6×
P / FCF5.9×
Net margin9.3%
Return on equity7.8%
FCF margin12.7%
Graham number +129.7%$21.37

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($21.37); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
4.00% 5.10% 7.80% 3.80% 11.50% 8.40% 6.60% 4.60% 8.70% 9.30% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
9.20% 9.50% 12.60% 5.50% 21.10% 13.20% 8.80% 4.60% 7.60% 7.80% 2016201720182019202020212022202320242025
Shares outstanding
15.9M 17.1M 18.2M 18.7M 20.3M 22.0M 23.0M 23.8M 25.2M 25.5M 2016201720182019202020212022202320242025
Net debt ($)
$147.6M $149.0M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.30% 1.40% 2.10% 0.80% 3.60% 2.60% 1.80% 1.00% 1.90% 2.10% 2016201720182019202020212022202320242025
Free cash flow margin (%)
10.50% 16.30% 2.00% -27.40% -27.30% 29.60% 33.10% 16.60% 16.40% 12.70% 2016201720182019202020212022202320242025
Debt / equity (×)
0.96× 0.94× 2016201720182019202020212022202320242025
EPS ($)
$0.77 $0.82 $1.19 $0.58 $2.74 $1.80 $1.12 $0.61 $1.16 $1.26 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

SECURITY NATIONAL FINANCIAL CORP trades at about 7.4× earnings — above its 10-year norm (10-year range 2.3×–11.1×, median 6.2×).

2.3× 11.1×

Shaded band = 10-year range (2.3×–11.1×); dot = today's 7.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin9.3%8.7%4.6%6.6%8.4%11.5%3.8%7.8%5.1%4.0%
FCF margin12.7%16.4%16.6%33.1%29.6%-27.3%-27.4%2.0%16.3%10.5%
Return on assets2.1%1.9%1.0%1.8%2.6%3.6%0.8%2.1%1.4%1.3%
Return on equity7.8%7.6%4.6%8.8%13.2%21.1%5.5%12.6%9.5%9.2%
Debt / equity————0.94×0.96×————

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.