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SoFi Technologies, Inc. SOFI
SoFi Technologies, Inc. financials (annual)
Bars are annual figures from 2020 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Revenue | $619.4M | $503.1M | $421.5M | $377.1M | $247.7M | $103.3M |
| R&D expense | $648.3M | $551.8M | $511.4M | $405.3M | $276.1M | $201.2M |
| Interest expense | — | — | $789.3M | $189.3M | $102.8M | $185.6M |
| Income tax | $44.5M | -$265.3M | -$416,000 | $1.7M | $2.8M | -$104.5M |
| Net income | $481.3M | $498.7M | -$300.7M | -$320.4M | -$483.9M | -$224.1M |
| EPS (diluted) | $0.39 | $0.39 | $-0.36 | $-0.40 | $-1.00 | $-4.30 |
| Operating cash flow | -$3.7B | -$1.1B | -$7.2B | -$7.3B | -$1.4B | -$479.3M |
| Cash & equivalents | $4.9B | $2.5B | $3.1B | $1.4B | $494.7M | $872.6M |
| Total assets | $50.7B | $36.3B | $30.1B | $19.0B | $9.2B | $8.6B |
| Total liabilities | $40.2B | $29.7B | $24.5B | $13.5B | $4.5B | $5.5B |
| Shareholders' equity | $10.5B | $6.5B | $5.2B | $5.2B | $4.4B | -$120.1M |
Growth · year-over-year · Revenue CAGR 43.1%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Revenue growth | +23.1% | +19.4% | +11.8% | +52.2% | +139.7% | — |
| Net income growth | -3.5% | — | — | — | — | — |
| EPS growth | +0.0% | — | — | — | — | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.