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SoFi Technologies, Inc. SOFI

Nasdaq · stock · Finance Services · website · IPO 2020-11-30 · LEI

SoFi Technologies, Inc. statistics & valuation

Market cap$22.9B
P / E47.7×
P / S37.0×
P / B2.2×
Net margin77.7%
Return on equity4.6%
Graham number -52.6%$8.51

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($8.51); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
-216.80% -195.40% -85.00% -71.40% 99.10% 77.70% 202020212022202320242025
Gross margin (%)
202020212022202320242025
Operating margin (%)
202020212022202320242025
Return on equity (%)
-11.10% -6.20% -5.70% 7.60% 4.60% 202020212022202320242025
Shares outstanding
115.1M 828.2M 933.9M 975.9M 1.10B 1.27B 202020212022202320242025
Net debt ($)
$3.93B $3.45B $4.06B 202020212022202320242025
Share buybacks ($)
202020212022202320242025
Return on assets (%)
-2.60% -5.30% -1.70% -1.00% 1.40% 1.00% 202020212022202320242025
Free cash flow margin (%)
202020212022202320242025
Debt / equity (×)
0.90× 1.05× 202020212022202320242025
EPS ($)
-$4.30 -$1.00 -$0.40 -$0.36 $0.39 $0.39 202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020
Net margin77.7%99.1%-71.4%-85.0%-195.4%-216.8%
Return on assets1.0%1.4%-1.0%-1.7%-5.3%-2.6%
Return on equity4.6%7.6%-5.7%-6.2%-11.1%186.5%
Debt / equity———1.05×0.90×-39.95×
Current ratio—————5.78

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.