Stocktoria
SOUTH PLAINS FINANCIAL, INC. SPFI
SOUTH PLAINS FINANCIAL, INC. financials (annual)
Bars are annual figures from 2018 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $72.3M | $22.7M | $13.3M | $15.9M | $28.4M | $22.5M |
| Income tax | $15.6M | $13.6M | $16.7M | $14.9M | $14.5M | $11.2M | $7.5M | -$3.9M |
| Net income | $58.5M | $49.7M | $62.7M | $58.2M | $58.6M | $45.4M | $29.2M | $29.3M |
| EPS (diluted) | $3.44 | $2.92 | $3.62 | $3.23 | $3.17 | $2.47 | $1.71 | $1.98 |
| Operating cash flow | $77.5M | $59.4M | $58.5M | $123.6M | $96.3M | $5.6M | $30.5M | $26.9M |
| Free cash flow | $71.8M | $56.0M | $53.9M | $119.1M | $93.4M | $2.3M | $26.5M | $23.8M |
| Cash & equivalents | $552.4M | $359.1M | $330.2M | $234.9M | $486.8M | $300.3M | $158.1M | $246.0M |
| Total assets | $4.5B | $4.2B | $4.2B | $3.9B | $3.9B | $3.6B | $3.2B | $2.7B |
| Total liabilities | $4.0B | $3.8B | $3.8B | $3.6B | $3.5B | $3.2B | $2.9B | $2.5B |
| Shareholders' equity | $493.8M | $438.9M | $407.1M | $357.0M | $407.4M | $370.0M | $306.2M | $154.6M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Net income growth | +17.6% | -20.8% | +7.7% | -0.6% | +29.2% | +55.2% | -0.2% | — |
| EPS growth | +17.8% | -19.3% | +12.1% | +1.9% | +28.3% | +44.4% | -13.6% | — |
| Free cash flow growth | +28.2% | +4.0% | -54.8% | +27.6% | +3929.0% | -91.3% | +11.4% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.