Stocktoria
SR Bancorp, Inc. SRBK
SR Bancorp, Inc. (SRBK) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 0.31% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| SRBK | SR Bancorp, Inc. | 4/9 | — | 27.7 | — |
| BBT | Beacon Financial Corp | 5/9 | — | 29.2 | -92.5% |
| PBFS | Pioneer Bancorp, Inc./MD | 4/9 | — | 20.8 | +5.8% |
| RBKB | Rhinebeck Bancorp, Inc. | 4/9 | — | 19.3 | — |
| ECBK | ECB Bancorp, Inc. /MD/ | 5/9 | — | 22.1 | — |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
All Finance, Insurance & Real Estate companies →
About SR Bancorp, Inc.
SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties in New Jersey. The company provides deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit; business checking accounts for small businesses; and bill payment services through its online banking system. It also offers loans comprising one- to four family-residential mortgage, commercial real estate, multi-family, commercial and industrial, consumer, home equity, unsecured personal, and rehabilitation loans; and lines of credit. In addition, the company is involved in the investment activities. SR Bancorp, Inc. was founded in 1887 and is based in Bound Brook, New Jersey.
FAQ
Is SRBK financially healthy?
SR Bancorp, Inc.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does SRBK pay a dividend, and is it safe?
Yes. SR Bancorp, Inc. pays a dividend yielding about 0.31% with a 8.6% payout ratio, rated “safe” for safety.
How profitable is SRBK?
In FY2025, SR Bancorp, Inc. had a return on equity of 2.7%.
What is SRBK's P/E ratio?
SR Bancorp, Inc.'s trailing price-to-earnings (P/E) ratio is about 27.7×, based on its latest annual earnings.
What is the analyst price target for SRBK?
The average Wall-Street price target for SR Bancorp, Inc. is $19.00, about 6.8% below the recent price, from 1 analysts.
Is SRBK a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on SR Bancorp, Inc.: a Piotroski F-score of 4/9, a P/E of about 27.7×, a dividend yield of 0.31%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-06-30. Facts plus Stocktoria's own computed scores — not investment advice.