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1ST SOURCE CORP SRCE

Nasdaq · stock · State Commercial Banks · website · IPO 1983-08-12

1ST SOURCE CORP statistics & valuation

P / B1.5×
P / FCF9.3×
Graham number -0.5%$88.11

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($88.11); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
8.60% 9.50% 2016201720182019202020212022202320242025
Shares outstanding
25.9M 25.9M 25.9M 25.6M 25.5M 25.0M 24.7M 24.6M 24.5M 24.5M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.10% 1.20% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$2.22 $2.60 $3.16 $3.57 $3.17 $4.70 $4.84 $5.03 $5.36 $6.41 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

1ST SOURCE CORP trades at about 13.8× earnings — above its 10-year norm (10-year range 10.2×–20.3×, median 12.4×).

10.2× 20.3×

Shaded band = 10-year range (10.2×–20.3×); dot = today's 13.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.2%1.1%
Return on equity9.5%8.6%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.