Stocktoria
SouthState Bank Corp SSB
SouthState Bank Corp (SSB) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 2.34% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-28 | Citigroup | Buy (main) |
| 2026-07-28 | TD Cowen | Buy (main) |
| 2026-07-28 | Truist Securities | Buy (main) |
| 2026-07-27 | Piper Sandler | Overweight (main) |
| 2026-07-07 | Barclays | Overweight (main) |
| 2026-07-01 | JP Morgan | Overweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| SSB | SouthState Bank Corp | 3/9 | — | 12.4 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About SouthState Bank Corp
SouthState Bank Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. The company offers checking accounts, savings accounts, money market accounts, and time deposit accounts; interest-bearing deposits, certificates of deposits, and other time deposits; and interest-bearing transaction accounts. It provides bond accounting services for correspondents, asset/liability consulting related activities, international wires, and other clearing and corporate checking account services. In addition, the company offers commercial real estate, residential real estate, and commercial and industrial loans, as well as consumer loans, including auto, boat, and personal installment, as well as business, agriculture, real estate-secured (mortgage), home improvement, and manufactured housing loans. Further, it provides debit and credit card, mobile services, funds transfer products and services, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services, as well as asset and wealth management, and other fiduciary and private banking services. Additionally, the company offers safe deposit boxes, bank money orders, wire transfer and ACH services, brokerage services, and alternative investment products, such as annuities and mutual funds, trust and asset management services; letters of credit and home equity lines of credit; and online, mobile, and telephone banking platforms. The company was formerly known as SouthState Corporation and changed its name to SouthState Bank Corporation in September 2025. SouthState Bank Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.
FAQ
Is SSB financially healthy?
SouthState Bank Corp's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does SSB pay a dividend, and is it safe?
Yes. SouthState Bank Corp pays a dividend yielding about 2.34% with a 29.0% payout ratio, rated “safe” for safety.
How profitable is SSB?
In FY2025, SouthState Bank Corp had a return on equity of 8.8%.
Is SSB overvalued or undervalued?
SouthState Bank Corp trades at about 14.0× trailing earnings — near its 10-year norm (10-year range 12.1×–31.8×, median 14.1×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for SSB?
The average Wall-Street price target for SouthState Bank Corp is $119.86, about 8.6% above the recent price, from 14 analysts (consensus: buy).
Is SSB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on SouthState Bank Corp: a Piotroski F-score of 3/9, a P/E of about 12.4×, a dividend yield of 2.34%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.