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S&T BANCORP INC STBA

Nasdaq · stock · State Commercial Banks · website · IPO 1992-04-21

S&T BANCORP INC statistics & valuation

Market cap$1.8B
P / E13.2×
P / B1.2×
P / FCF13.8×
Dividend yield2.98%
Return on equity9.2%
Graham number +6.2%$54.65

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($54.65); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
8.50% 8.30% 11.30% 8.20% 1.80% 9.10% 11.40% 11.30% 9.50% 9.20% 2016201720182019202020212022202320242025
Shares outstanding
34.9M 35.0M 35.0M 39.6M 39.3M 39.4M 39.0M 38.7M 38.5M 38.5M 2016201720182019202020212022202320242025
Net debt ($)
-$79.2M -$24.2M -$39.6M -$82.7M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.00% 1.00% 1.50% 1.10% 0.20% 1.20% 1.50% 1.50% 1.40% 1.40% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.07× 0.11× 0.12× 0.10× 2016201720182019202020212022202320242025
EPS ($)
$2.05 $2.09 $3.01 $2.82 $0.53 $2.81 $3.46 $3.74 $3.41 $3.49 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

S&T BANCORP INC trades at about 14.7× earnings — above its 10-year norm (10-year range 8.9×–47.9×, median 12.8×).

8.9× 47.9×

Shaded band = 10-year range (8.9×–47.9×); dot = today's 14.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.4%1.4%1.5%1.5%1.2%0.2%1.1%1.5%1.0%1.0%
Return on equity9.2%9.5%11.3%11.4%9.1%1.8%8.2%11.3%8.3%8.5%
Debt / equity——————0.10×0.12×0.11×0.07×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.