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STEWART INFORMATION SERVICES CORP STC

NYSE · stock · Title Insurance · website · IPO 1994-01-06 · LEI

STEWART INFORMATION SERVICES CORP statistics & valuation

Market cap$2.1B
P / E18.1×
P / S0.7×
P / B1.3×
Dividend yield2.80%
Net margin4.0%
Return on equity7.0%
Graham number +7.5%$70.54

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($70.54); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
2.80% 2.50% 2.50% 4.10% 6.80% 9.80% 5.30% 1.30% 2.90% 4.00% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
8.60% 7.20% 7.00% 10.40% 15.30% 25.00% 11.80% 2.20% 5.20% 7.00% 2016201720182019202020212022202320242025
Shares outstanding
23.5M 23.7M 23.7M 23.8M 26.7M 27.2M 27.3M 27.5M 28.1M 30.2M 2016201720182019202020212022202320242025
Net debt ($)
-$40.8M -$84.0M -$220.0M -$330.9M -$2.4M $198.6M $211.9M $229.5M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
4.10% 3.50% 3.50% 4.90% 7.80% 11.50% 5.90% 1.10% 2.70% 3.60% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.16× 0.16× 0.15× 0.10× 0.37× 0.33× 0.32× 0.32× 2016201720182019202020212022202320242025
EPS ($)
$1.85 $2.06 $2.01 $3.31 $6.22 $11.90 $5.94 $1.11 $2.61 $4.05 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

STEWART INFORMATION SERVICES CORP trades at about 16.2× earnings — below its 10-year norm (10-year range 6×–55.5×, median 21.6×).

6× 55.5×

Shaded band = 10-year range (6×–55.5×); dot = today's 16.2×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin4.0%2.9%1.3%5.3%9.8%6.8%4.1%2.5%2.5%2.8%
Return on assets3.6%2.7%1.1%5.9%11.5%7.8%4.9%3.5%3.5%4.1%
Return on equity7.0%5.2%2.2%11.8%25.0%15.3%10.4%7.0%7.2%8.6%
Debt / equity—0.32×0.32×0.33×0.37×0.10×0.15×0.16×0.16×—

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.