Stocktoria
Synchrony Financial SYF
Synchrony Financial financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $3.7B | $1.5B | $1.0B | $1.7B | $2.3B | $1.9B | $1.4B | $1.2B |
| Income tax | $1.1B | $1.1B | $666.0M | $946.0M | $1.3B | $412.0M | $1.1B | $854.0M | $1.4B | $1.3B |
| Net income | $3.6B | $3.5B | $2.2B | $3.0B | $4.2B | $1.4B | $3.7B | $2.8B | $1.9B | $2.3B |
| EPS (diluted) | $9.28 | $8.55 | $5.19 | $6.15 | $7.34 | $2.27 | $5.56 | $3.74 | $2.42 | $2.71 |
| Operating cash flow | $9.9B | $9.8B | $8.6B | $6.7B | $7.1B | $7.5B | $9.0B | $9.3B | $8.6B | $6.5B |
| Cash & equivalents | $15.0B | $14.7B | $14.3B | $10.3B | $8.3B | $11.5B | $12.1B | $9.4B | $11.6B | $9.3B |
| Total assets | $119.1B | $119.5B | $117.5B | $104.6B | $95.7B | $95.9B | $104.8B | $106.8B | $95.8B | $90.2B |
| Total liabilities | $102.3B | $102.9B | $103.6B | $91.7B | $82.1B | $83.2B | $89.7B | $92.1B | $81.6B | $76.0B |
| Shareholders' equity | $16.8B | $16.6B | $13.9B | $12.9B | $13.7B | $12.7B | $15.1B | $14.7B | $14.2B | $14.2B |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | +1.5% | +56.3% | -25.8% | -28.5% | +204.8% | -63.0% | +34.3% | +44.2% | -14.0% | +1.7% |
| EPS growth | +8.5% | +64.7% | -15.6% | -16.2% | +223.3% | -59.2% | +48.7% | +54.5% | -10.7% | +2.3% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.