Stocktoria
TAL Education Group TAL
TAL Education Group (TAL) earns a Piotroski F-score of 7/9 (strong financial health), with an Altman Z″ in the safe zone. It pays a dividend yielding 0.83% (safety: no dividend). FY2026 revenue was $3.0B at a 17.6% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -2.48 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2025-06-27 | Citigroup | Neutral (down) |
| 2025-04-25 | Macquarie | Neutral (down) |
| 2025-04-24 | JP Morgan | Neutral (down) |
| 2025-04-21 | JP Morgan | Overweight (main) |
| 2025-01-24 | UBS | Buy (main) |
| 2024-08-05 | Citigroup | Buy (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 7/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.35 |
| Retained earnings / assets | -0.022 |
| EBIT / assets | 0.047 |
| Equity / liabilities | 1.745 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| TAL | TAL Education Group | 7/9 | 4.37 | 9.3 | +33.7% |
| LRN | Stride, Inc. | 7/9 | 7.97 | 11 | +4.7% |
| STG | Sunlands Technology Group | 8/9 | 0.28 | — | +1.5% |
| CVSA | Covista Inc. | 7/9 | 5.05 | 17.3 | +9.3% |
| LAUR | LAUREATE EDUCATION, INC. | 5/9 | 2.7 | 18.4 | +8.6% |
| STRA | Strategic Education, Inc. | 6/9 | 5.58 | 14.1 | +4% |
| EDU | New Oriental Education & Technology Group Inc. | 6/9 | 3.78 | 19.8 | +13.6% |
About TAL Education Group
TAL Education Group provides smart learning solutions in the People's Republic of China. It offers learning services through Xueersi Peiyou small classes, personalized premium services, and online course offerings. The company also develops and provides learning content solutions for learners across print, digital and device-based formats, including print books, books integrated with digital learning experiences, learning devices, and mobile applications. In addition, it offers online education services, including live class and pre-recorded course content through www.xueersi.com. Further, the company engages in development and sale of software, network, and learning devices; investment management and consulting services. TAL Education Group was founded in 2003 and is headquartered in Beijing, the People's Republic of China.
FAQ
Is TAL financially healthy?
TAL Education Group's Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does TAL pay a dividend, and is it safe?
Yes. TAL Education Group pays a dividend yielding about 0.83% with a None payout ratio, rated “no dividend” for safety.
How profitable is TAL?
In FY2026, TAL Education Group had a net margin of 17.6% and a return on equity of 14.1%.
Is TAL overvalued or undervalued?
TAL Education Group trades at about 4.3× trailing earnings — below its 10-year norm (10-year range 4.1×–36.0×, median 13.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for TAL?
The average Wall-Street price target for TAL Education Group is $15.59, about 31.3% above the recent price, from 18 analysts (consensus: strong buy).
Is TAL a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on TAL Education Group: a Piotroski F-score of 7/9, an Altman Z″ in the safe zone, a P/E of about 9.3×, a dividend yield of 0.83%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2026-02-28. Facts plus Stocktoria's own computed scores — not investment advice.