Stocktoria
TRICO BANCSHARES / TCBK
TRICO BANCSHARES / (TCBK) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 2.62% (safety: safe). FY2025 revenue was $53.4M at a 227.4% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| TCBK | TRICO BANCSHARES / | 6/9 | — | 14.2 | +4.1% |
| CATY | CATHAY GENERAL BANCORP | 6/9 | — | 13.2 | +2.9% |
| CPF | CENTRAL PACIFIC FINANCIAL CORP | 7/9 | — | 12.8 | +33.8% |
| MCHB | Mechanics Bancorp | 3/9 | — | 13.9 | +3.3% |
| FBNC | FIRST BANCORP /NC/ | 5/9 | — | 23.7 | -3.6% |
| ORRF | ORRSTOWN FINANCIAL SERVICES INC | 4/9 | — | 10 | +36% |
| IBCP | INDEPENDENT BANK CORP /MI/ | 4/9 | — | 10.9 | +0.3% |
All Finance, Insurance & Real Estate companies →
About TRICO BANCSHARES /
TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial and retail banking services to individual and corporate customers. The company accepts demand, savings, and time deposits; and offers checking, specialized, money market, education, health savings, certificate of deposit, and business and public funds savings accounts, as well as individual retirement accounts. It also offers small business loans; real estate mortgage loans, such as residential and commercial loans; consumer loans; mortgage, auto, and personal loans; commercial loans, including agricultural loans; motorcycle, RV, boat, and other vehicle loans; and real estate construction loans. In addition, the company provides treasury management services; credit and debit cards; other customary banking services comprising safe deposit boxes; and brokerage and wealth management services. Further, it offers equipment financing, digital banking, overdraft, and payment processing services. The company was founded in 1975 and is headquartered in Chico, California.
FAQ
Is TCBK financially healthy?
TRICO BANCSHARES /'s Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does TCBK pay a dividend, and is it safe?
Yes. TRICO BANCSHARES / pays a dividend yielding about 2.62% with a 37.0% payout ratio, rated “safe” for safety.
How profitable is TCBK?
In FY2025, TRICO BANCSHARES / had a net margin of 227.4% and a return on equity of 9.2%.
Is TCBK overvalued or undervalued?
TRICO BANCSHARES / trades at about 15.6× trailing earnings — above its 10-year norm (10-year range 10.3×–21.3×, median 13.5×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for TCBK?
The average Wall-Street price target for TRICO BANCSHARES / is $56.17, about 2.5% below the recent price, from 6 analysts (consensus: buy).
Is TCBK a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on TRICO BANCSHARES /: a Piotroski F-score of 6/9, a P/E of about 14.2×, a dividend yield of 2.62%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.