Stocktoria
Texas Community Bancshares, Inc. TCBS
Texas Community Bancshares, Inc. (TCBS) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 1.15% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| TCBS | Texas Community Bancshares, Inc. | 4/9 | — | 18.1 | — |
| BBT | Beacon Financial Corp | 5/9 | — | 29.2 | -92.5% |
| PBFS | Pioneer Bancorp, Inc./MD | 4/9 | — | 20.8 | +5.8% |
| RBKB | Rhinebeck Bancorp, Inc. | 4/9 | — | 19.3 | — |
| ECBK | ECB Bancorp, Inc. /MD/ | 5/9 | — | 22.1 | — |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
All Finance, Insurance & Real Estate companies →
About Texas Community Bancshares, Inc.
Texas Community Bancshares, Inc. operates as the bank holding company for Broadstreet Bank, SSB that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. The company offers deposit accounts, including checking accounts, money market accounts, savings accounts, certificates of deposit, and individual retirement accounts. It also originates one- to four-family residential mortgage loans, commercial real estate, multi-family, construction and land, automobiles, recreational and all-terrain vehicles, boats, agricultural, construction and land loan, balloon, and commercial loans. The company was founded in 1934 and is headquartered in Mineola, Texas.
FAQ
Is TCBS financially healthy?
Texas Community Bancshares, Inc.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does TCBS pay a dividend, and is it safe?
Yes. Texas Community Bancshares, Inc. pays a dividend yielding about 1.15% with a 20.9% payout ratio, rated “safe” for safety.
How profitable is TCBS?
In FY2025, Texas Community Bancshares, Inc. had a return on equity of 5.3%.
What is TCBS's P/E ratio?
Texas Community Bancshares, Inc.'s trailing price-to-earnings (P/E) ratio is about 18.1×, based on its latest annual earnings.
Is TCBS a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Texas Community Bancshares, Inc.: a Piotroski F-score of 4/9, a P/E of about 18.1×, a dividend yield of 1.15%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.