Stocktoria
Third Coast Bancshares, Inc. TCBX
Third Coast Bancshares, Inc. (TCBX) earns a Piotroski F-score of 3/9 (weak financial health). It does not currently pay a dividend.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| TCBX | Third Coast Bancshares, Inc. | 3/9 | — | 10.2 | — |
| BBT | Beacon Financial Corp | 5/9 | — | 29.2 | -92.5% |
| PBFS | Pioneer Bancorp, Inc./MD | 4/9 | — | 20.8 | +5.8% |
| RBKB | Rhinebeck Bancorp, Inc. | 4/9 | — | 19.3 | — |
| ECBK | ECB Bancorp, Inc. /MD/ | 5/9 | — | 22.1 | — |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
All Finance, Insurance & Real Estate companies →
About Third Coast Bancshares, Inc.
Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States. The company's deposit products include checking, money market, savings, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio consists of commercial and residential real estate loans; construction, development and other loans; commercial and industrial loans; and farmland, consumer, and agricultural loans, as well as lease financing and bond anticipation notes, as well as financial products and services. The company also provides retail and commercial online banking platforms, mobile banking apps, treasury management solutions, merchant card services, and customer digital solutions, as well as debit and credit cards. In addition, it offers state and municipal and mortgage-backed securities, agency collateralized mortgage obligations, the U.S. treasury bonds, and corporate bonds. The company was founded in 2008 and is headquartered in Humble, Texas.
FAQ
Is TCBX financially healthy?
Third Coast Bancshares, Inc.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does TCBX pay a dividend?
No, Third Coast Bancshares, Inc. does not currently pay a dividend.
How profitable is TCBX?
In FY2025, Third Coast Bancshares, Inc. had a return on equity of 12.5%.
Is TCBX overvalued or undervalued?
Third Coast Bancshares, Inc. trades at about 12.0× trailing earnings — near its 10-year norm (10-year range 9.6×–17.1×, median 13.0×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for TCBX?
The average Wall-Street price target for Third Coast Bancshares, Inc. is $42.75, about 6.0% below the recent price, from 4 analysts.
Is TCBX a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Third Coast Bancshares, Inc.: a Piotroski F-score of 3/9, a P/E of about 10.2×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.