Stocktoria
Temenos AG TEMN.SW
Temenos AG (TEMN.SW) earns a Piotroski F-score of 7/9 (strong financial health), with an Altman Z″ in the grey zone. It pays a dividend yielding 2.32% (safety: safe). FY2025 revenue was $1.1B at a 25.7% net margin.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
About Temenos AG
Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. It operates through two segments, The Product and Service. The Product segment is primarily engaged in marketing, licensing and maintaining the Group's software solutions, including software development fees for requested functionality, as well as providing hosting and subscription arrangements. The Services segment represents various implementation tasks, such as consulting and training. It also offers retail and business; corporate and commercial; and wealth management solutions. The company was formerly known as Temenos Group AG and changed its name to Temenos AG in May 2018. Temenos AG was founded in 1993 and is headquartered in Lancy, Switzerland.
How it ranks in Technology · percentile among 84 companies
Percentile vs other Technology companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 7/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · grey zone
| Component | Value |
|---|---|
| Working capital / assets | -0.158 |
| Retained earnings / assets | 0.636 |
| EBIT / assets | 0.11 |
| Equity / liabilities | 0.27 |
FAQ
Is TEMN.SW financially healthy?
Temenos AG's Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the grey zone.
Does TEMN.SW pay a dividend, and is it safe?
Yes. Temenos AG pays a dividend yielding about 2.32% with a 39.4% payout ratio, rated “safe” for safety.
How profitable is TEMN.SW?
In FY2025, Temenos AG had a net margin of 25.7% and a return on equity of 58.7%.
Computed from company filings · CH · as of 2025-12-31. Figures in USD. Facts plus Stocktoria's own computed scores — not investment advice.