Stocktoria

Temenos AG TEMN.SW

CH · SIX Swiss Exchange · XSWX · stock · Technology · website

Temenos AG statistics & valuation

Market cap$5.1B
P / E18.1×
P / S4.6×
P / B10.6×
P / FCF18.1×
Dividend yield2.18%
Net margin25.7%
Return on equity58.7%
FCF margin25.7%
Net debt$605.4M
Enterprise value$6.8B
Earnings yield EBIT/EV4.4%
Return on capital17.7%
Graham number -66.3%$25.16

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($25.16); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
12.00% 13.50% 17.00% 25.70% 2022202320242025
Gross margin (%)
66.50% 70.90% 72.10% 73.70% 2022202320242025
Operating margin (%)
17.20% 19.90% 22.10% 22.70% 2022202320242025
Return on equity (%)
19.80% 19.70% 27.70% 58.70% 2022202320242025
Shares outstanding
68.0M 68.0M 68.0M 68.0M 2022202320242025
Net debt ($)
$750.9M $657.8M $612.6M $605.4M 2022202320242025
Share buybacks ($)
$0 $0 $226.8M $320.4M 2022202320242025
Return on assets (%)
5.10% 5.80% 7.80% 12.50% 2022202320242025
Free cash flow margin (%)
20.30% 24.20% 27.30% 25.70% 2022202320242025
Debt / equity (×)
1.45× 1.12× 1.14× 1.69× 2022202320242025
EPS ($)
$1.59 $1.85 $2.43 $4.00 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Temenos AG trades at about 18.6× earnings — below its 10-year norm (10-year range 17.1×–47.8×, median 40.9×).

17.1× 47.8×

Shaded band = 10-year range (17.1×–47.8×); dot = today's 18.6×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Gross margin73.7%72.1%70.9%66.5%
Operating margin22.7%22.1%19.9%17.2%
Net margin25.7%17.0%13.5%12.0%
FCF margin25.7%27.3%24.2%20.3%
Return on assets12.5%7.8%5.8%5.1%
Return on equity58.7%27.7%19.7%19.8%
Debt / equity1.61×0.71×0.80×1.05×
Current ratio0.580.590.490.48

Computed from company filings · CH · as of 2025-12-31. Figures in USD. Facts plus Stocktoria's own computed scores — not investment advice.