Stocktoria
TRUIST FINANCIAL CORP TFC
TRUIST FINANCIAL CORP (TFC) earns a Piotroski F-score of 2/9 (weak financial health). It pays a dividend yielding 4.25% (safety: n/a).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-29 | JP Morgan | Underweight (main) |
| 2026-07-21 | Stephens & Co. | Overweight (main) |
| 2026-07-21 | Evercore ISI Group | Outperform (main) |
| 2026-07-20 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2026-07-20 | Baird | Neutral (main) |
| 2026-07-20 | JP Morgan | Underweight (down) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| TFC | TRUIST FINANCIAL CORP | 2/9 | — | — | — |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| JPM | JPMORGAN CHASE & CO | 2/9 | — | 15.5 | +2.8% |
| BAC | BANK OF AMERICA CORP /DE/ | 5/9 | — | 13.5 | +6.8% |
| C | CITIGROUP INC | 3/9 | — | 17 | +5.6% |
| COF | CAPITAL ONE FINANCIAL CORP | 4/9 | — | 51.2 | +36.6% |
| USB | US BANCORP DE | 6/9 | — | 12.1 | +4.4% |
All Finance, Insurance & Real Estate companies →
About TRUIST FINANCIAL CORP
Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; credit card lending; home equity and mortgage lending; other direct retail lending; home mortgage lending; Investment brokerage services; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; and small business lending. In addition, it offers asset-based lending, commercial deposit and treasury services; commercial lending; floor plan lending; derivatives; institutional trust services; insurance premium finance; international banking; investment banking and capital markets services; leasing; merchant services; mortgage warehouse lending; real estate lending; supply chain financing; and wealth management/private banking. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.
FAQ
Is TFC financially healthy?
TRUIST FINANCIAL CORP's Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak).
Does TFC pay a dividend, and is it safe?
Yes. TRUIST FINANCIAL CORP pays a dividend yielding about 4.25% with a None payout ratio, rated “n/a” for safety.
Is TFC overvalued or undervalued?
TRUIST FINANCIAL CORP trades at about 13.8× trailing earnings — near its 10-year norm (10-year range 11.1×–20.1×, median 14.1×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for TFC?
The average Wall-Street price target for TRUIST FINANCIAL CORP is $54.92, about 4.3% above the recent price, from 18 analysts (consensus: hold).
Is TFC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on TRUIST FINANCIAL CORP: a Piotroski F-score of 2/9, a dividend yield of 4.25%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.