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TRUIST FINANCIAL CORP TFC

NYSE · stock · National Commercial Banks · website · IPO 1980-03-18 · LEI

TRUIST FINANCIAL CORP statistics & valuation

P / B1.0×
Net debt$42.0B
Enterprise value USD$104.9B
Graham number +24.5%$65.58

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($65.58); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
2016201720182019202020212022202320242025
Shares outstanding
814.9M 811.0M 783.5M 1.34B 1.36B 1.35B 1.34B 1.33B 1.33B 1.30B 2016201720182019202020212022202320242025
Net debt ($)
$17.68B $20.69B $19.86B $22.27B $20.73B $15.62B $43.20B $38.92B $34.96B $41.96B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.73× 0.80× 0.79× 0.62× 0.56× 0.52× 0.71× 0.66× 0.55× 0.64× 2016201720182019202020212022202320242025
EPS ($)
$2.77 $2.74 $3.91 $3.71 $3.08 $4.47 $4.43 -$1.09 $3.36 $3.82 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

TRUIST FINANCIAL CORP trades at about 13.8× earnings — near its 10-year norm (10-year range 11.1×–20.1×, median 14.1×).

11.1× 20.1×

Shaded band = 10-year range (11.1×–20.1×); dot = today's 13.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Debt / equity0.64×0.55×0.66×0.71×0.52×0.56×0.62×0.79×0.80×0.73×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.