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Triumph Financial, Inc. TFIN

NYSE · stock · State Commercial Banks · website · IPO 2014-11-07 · LEI

Triumph Financial, Inc. statistics & valuation

P / E72.1×
P / B1.9×
Graham number -62.5%$28.75

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($28.75); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
7.20% 9.20% 8.10% 9.20% 8.80% 13.20% 11.50% 4.80% 1.80% 2.70% 2016201720182019202020212022202320242025
Shares outstanding
18.1M 20.8M 26.9M 26.1M 24.9M 25.3M 25.0M 23.6M 23.8M 23.8M 2016201720182019202020212022202320242025
Net debt ($)
-$122.5M -$356.0M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.80% 1.00% 1.10% 1.20% 1.10% 1.90% 1.90% 0.80% 0.30% 0.40% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.26× 0.03× 2016201720182019202020212022202320242025
EPS ($)
$1.10 $1.81 $2.03 $2.25 $2.53 $4.35 $3.96 $1.61 $0.54 $0.93 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Triumph Financial, Inc. trades at about 82.4× earnings — above its 10-year norm (10-year range 14.1×–142.7×, median 22.7×).

14.1× 142.7×

Shaded band = 10-year range (14.1×–142.7×); dot = today's 82.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets0.4%0.3%0.8%1.9%1.9%1.1%1.2%1.1%1.0%0.8%
Return on equity2.7%1.8%4.8%11.5%13.2%8.8%9.2%8.1%9.2%7.2%
Debt / equity0.03×0.26×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.