Stocktoria
FIRST FINANCIAL CORP /IN/ THFF
FIRST FINANCIAL CORP /IN/ (THFF) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 2.62% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| THFF | FIRST FINANCIAL CORP /IN/ | 4/9 | — | 11.7 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About FIRST FINANCIAL CORP /IN/
First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits; checking and savings accounts; personal and business certificates of deposit; and digital banking services. It also provides commercial loans primarily to expand a business or finance asset purchases; real estate mortgages, including residential real estate and residential real estate construction loans; home equity loans and lines, secured loans, cash/CD secured loans, and unsecured loans; mortgage refinance; personal and auto loans; and credit cards. In addition, the company offers lease financing, trust account, and depositor services; business services, including accounts receivable and payable, merchant services, fraud protection, money management, and workplace rewards; and wealth services. The company was formerly known as Terre Haute First Corporation and changed its name to First Financial Corporation in December 1984. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
FAQ
Is THFF financially healthy?
FIRST FINANCIAL CORP /IN/'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does THFF pay a dividend, and is it safe?
Yes. FIRST FINANCIAL CORP /IN/ pays a dividend yielding about 2.62% with a 30.5% payout ratio, rated “safe” for safety.
How profitable is THFF?
In FY2025, FIRST FINANCIAL CORP /IN/ had a return on equity of 12.2%.
Is THFF overvalued or undervalued?
FIRST FINANCIAL CORP /IN/ trades at about 12.2× trailing earnings — above its 10-year norm (10-year range 7.7×–12.0×, median 9.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for THFF?
The average Wall-Street price target for FIRST FINANCIAL CORP /IN/ is $73.00, about 10.5% below the recent price, from 2 analysts.
Is THFF a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on FIRST FINANCIAL CORP /IN/: a Piotroski F-score of 4/9, a P/E of about 11.7×, a dividend yield of 2.62%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.