Stocktoria

TIPTREE INC. TIPT

Nasdaq · stock · Fire, Marine & Casualty Insurance · website · IPO 2010-08-27 · LEI

TIPTREE INC. statistics & valuation

Market cap$667.2M
P / E19.1×
P / B0.9×
P / FCF4.0×
Dividend yield1.36%
Net margin7157.2%
Return on equity4.6%
FCF margin34470.9%
Net debt$33.2M
Enterprise value USD$700.4M
Earnings yield EBIT/EV-6.7%
Return on capital-0.7%
Graham number +2.7%$18.44

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($18.44); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
5.00% 0.60% 3.80% 2.40% -3.60% 3.20% -0.60% 4.10% 15.60% 7157.20% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
-12.70% -11.80% -9574.60% 2016201720182019202020212022202320242025
Return on equity (%)
6.50% 0.90% 6.00% 4.50% -7.80% 9.50% -1.60% 2.40% 8.10% 4.60% 2016201720182019202020212022202320242025
Shares outstanding
34.7M 34.6M 33.9M 34.1M 36.4M 36.8M 37.3M 37.8M 2016201720182019202020212022202320242025
Net debt ($)
$505.1M $235.4M $268.1M $241.3M $229.3M $217.6M -$278.7M -$66.3M $407.7M $33.2M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.90% 0.20% 1.30% 0.80% -1.00% 1.10% -0.20% 0.30% 0.90% 0.50% 2016201720182019202020212022202320242025
Free cash flow margin (%)
6.90% 7.80% 8.60% 2.00% 16.50% 16.80% 32.40% 19.70% 70.50% 34470.90% 2016201720182019202020212022202320242025
Debt / equity (×)
1.42× 0.87× 0.89× 0.91× 0.98× 0.98× 0.49× 0.70× 0.65× 0.08× 2016201720182019202020212022202320242025
EPS ($)
$0.69 $0.50 -$0.86 $1.09 -$0.23 $0.34 $1.34 $0.76 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

TIPTREE INC. trades at about 23.6× earnings — above its 10-year norm (10-year range 6.3×–55.7×, median 13.2×).

6.3× 55.7×

Shaded band = 10-year range (6.3×–55.7×); dot = today's 23.6×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin-9574.6%-11.8%-12.7%———————
Net margin7157.2%15.6%4.1%-0.6%3.2%-3.6%2.4%3.8%0.6%5.0%
FCF margin34470.9%70.5%19.7%32.4%16.8%16.5%2.0%8.6%7.8%6.9%
Return on assets0.5%0.9%0.3%-0.2%1.1%-1.0%0.8%1.3%0.2%0.9%
Return on equity4.6%8.1%2.4%-1.6%9.5%-7.8%4.5%6.0%0.9%6.5%
Debt / equity0.08×0.65×0.70×0.49×0.98×0.98×0.91×0.89×0.87×1.42×
Current ratio1.882.45————————

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.