Stocktoria
TOMPKINS FINANCIAL CORP TMP
TOMPKINS FINANCIAL CORP (TMP) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 2.68% (safety: safe). FY2025 revenue was $75.7M at a 212.7% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| TMP | TOMPKINS FINANCIAL CORP | 3/9 | — | 8.4 | -4.5% |
| FBNC | FIRST BANCORP /NC/ | 5/9 | — | 23.7 | -3.6% |
| PEBO | PEOPLES BANCORP INC | 4/9 | — | 13 | +2.3% |
| MYFW | First Western Financial Inc | 2/9 | — | 23.5 | +7.6% |
| CATY | CATHAY GENERAL BANCORP | 6/9 | — | 13.2 | +2.9% |
| TCBK | TRICO BANCSHARES / | 6/9 | — | 14.2 | +4.1% |
| CPF | CENTRAL PACIFIC FINANCIAL CORP | 7/9 | — | 12.8 | +33.8% |
All Finance, Insurance & Real Estate companies →
About TOMPKINS FINANCIAL CORP
Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. It operates through two segments: Banking, and Wealth Management. The company accepts various deposit products, including checking and savings accounts, time deposits, and IRA products. It also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; home equity loans; residential real estate loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer and other loans, such as direct and indirect personal installment loans, automobile financing, and overdraft lines of credit. In addition, the company provides letters of credit and sweep accounts; credit and debit cards; deposit and cash management, internet-based account, remote deposit, safe deposit, ATM, voice response, and mobile and internet banking services; trust and estate; financial and tax planning services; property and casualty, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.
FAQ
Is TMP financially healthy?
TOMPKINS FINANCIAL CORP's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does TMP pay a dividend, and is it safe?
Yes. TOMPKINS FINANCIAL CORP pays a dividend yielding about 2.68% with a 22.4% payout ratio, rated “safe” for safety.
How profitable is TMP?
In FY2025, TOMPKINS FINANCIAL CORP had a net margin of 212.7% and a return on equity of 17.2%.
Is TMP overvalued or undervalued?
TOMPKINS FINANCIAL CORP trades at about 8.9× trailing earnings — below its 10-year norm (10-year range 7.1×–74.8×, median 14.1×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for TMP?
The average Wall-Street price target for TOMPKINS FINANCIAL CORP is $88.50, about 11.8% below the recent price, from 2 analysts.
Is TMP a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on TOMPKINS FINANCIAL CORP: a Piotroski F-score of 3/9, a P/E of about 8.4×, a dividend yield of 2.68%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.