Stocktoria
TOMPKINS FINANCIAL CORP TMP
NYSE American · XASE · stock · State Commercial Banks · website · IPO 1986-06-02
TOMPKINS FINANCIAL CORP statistics & valuation
Market cap$1.3B
P / E8.4×
P / S17.8×
P / B1.4×
P / FCF42.2×
Dividend yield2.68%
Net margin212.7%
Return on equity17.2%
FCF margin42.2%
Market cap as of 2026-06-30. Multiples are price-derived and refreshed daily; everything else is from filings.
P / E vs its own history
TOMPKINS FINANCIAL CORP trades at about 8.3× earnings — below its 10-year norm (10-year range 7.1×–74.8×, median 14.1×).
7.1×
74.8×
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net margin | 212.7% | 89.3% | 12.7% | 114.9% | 123.0% | 118.0% | 121.0% | 124.8% | 83.2% | — |
| FCF margin | 42.2% | 111.9% | 109.6% | 128.7% | 160.4% | 147.3% | 141.5% | 135.2% | 80.5% | — |
| Return on assets | 1.9% | 0.9% | 0.1% | 1.1% | 1.1% | 1.0% | 1.2% | 1.2% | 0.8% | 1.0% |
| Return on equity | 17.2% | 9.9% | 1.4% | 13.8% | 12.2% | 10.8% | 12.3% | 13.3% | 9.1% | 10.8% |
Source: SEC EDGAR filings · CIK 0001005817 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.