Terra Property Trust, Inc. TPTA
NYSE · XNYS · stock · Real Estate Investment Trusts
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4/9
Piotroski F — financial health
—
Altman Z″ — distress risk
-41.8%
Dividend payout · safe
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $35.4M | $49.7M | $67.9M | $56.6M | $46.7M |
| Operating income | -$1.3M | $3.9M | -$24.5M | $10.8M | $7.8M |
| Net income | -$27.8M | -$37.2M | -$56.9M | -$7.0M | — |
| Operating cash flow | $1.9M | -$3.3M | $8.6M | $403,768 | $4.1M |
| Total assets | $351.5M | $542.8M | $670.7M | $813.3M | $693.5M |
| Total liabilities | $205.1M | $357.1M | $429.1M | $491.5M | $419.7M |
| Shareholders' equity | $146.5M | $185.7M | $241.7M | $321.9M | $273.8M |
| Ratios | |||||
| Operating margin | -3.7% | 7.9% | -36.1% | 19.1% | 16.6% |
| Net margin | -78.5% | -74.8% | -83.8% | -12.3% | — |
| Return on assets | -7.9% | -6.8% | -8.5% | -0.9% | — |
| Return on equity | -19.0% | -20.0% | -23.5% | -2.2% | — |
| Debt / equity | 1.22× | 1.76× | 1.69× | 1.36× | 1.07× |
| Revenue growth | -28.7% | -26.8% | 20.0% | 21.3% | -7.2% |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001674356 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.