Stocktoria
LendingTree, Inc. TREE
LendingTree, Inc. (TREE) earns a Piotroski F-score of 5/9 (mixed financial health), with an Altman Z″ in the distress zone. It pays a dividend yielding 0.02% (safety: no dividend). FY2025 revenue was $1.1B at a 13.5% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -1.77 — elevated (above the −1.78 line — aggressive-accounting signals worth a closer look) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · distress zone
| Component | Value |
|---|---|
| Working capital / assets | 0.108 |
| Retained earnings / assets | -0.851 |
| EBIT / assets | 0.076 |
| Equity / liabilities | 0.504 |
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| TREE | LendingTree, Inc. | 5/9 | -1.03 | 3.8 | +24.1% |
| FINV | FinVolution Group | 2/9 | — | — | +8.4% |
| BETR | Better Home & Finance Holding Co | 1/9 | — | — | +52% |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| NMR | NOMURA HOLDINGS INC | 2/9 | — | — | +0.5% |
| IX | ORIX CORP | 7/9 | — | — | +15.9% |
All Finance, Insurance & Real Estate companies →
About LendingTree, Inc.
LendingTree, Inc., through its subsidiary, operates online consumer platform in the United States. The company operates through three segments: Home, Consumer, and Insurance. The Home segments offer purchase mortgage, refinance mortgage, and home equity loans and lines of credit. The Consumer segment provides credit cards; personal, small business, and auto loans; deposit accounts; and other credit products, such as debt settlement services. The Insurance segment includes information, tools, and access to insurance quote products, including automobile, home, life, and health and Medicare through which consumers are matched with insurance lead aggregators to obtain insurance offers and policies. This segment also offers QuoteWizard, a marketplace for insurance comparison; and ValuePenguin, a personal finance website that offers consumers objective analysis on various financial topics. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was incorporated in 1996 and is based in Charlotte, North Carolina.
FAQ
Is TREE financially healthy?
LendingTree, Inc.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.
Does TREE pay a dividend, and is it safe?
Yes. LendingTree, Inc. pays a dividend yielding about 0.02% with a None payout ratio, rated “no dividend” for safety.
How profitable is TREE?
In FY2025, LendingTree, Inc. had a net margin of 13.5% and a return on equity of 52.8%.
Is TREE overvalued or undervalued?
LendingTree, Inc. trades at about 2.9× trailing earnings — below its 10-year norm (10-year range 4.0×–322.7×, median 49.0×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for TREE?
The average Wall-Street price target for LendingTree, Inc. is $65.83, about 108.1% above the recent price, from 6 analysts (consensus: strong buy).
Is TREE a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on LendingTree, Inc.: a Piotroski F-score of 5/9, an Altman Z″ in the distress zone, a P/E of about 3.8×, a dividend yield of 0.02%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.