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LendingTree, Inc. TREE

Nasdaq · stock · Loan Brokers · website · IPO 2000-02-16 · LEI

LendingTree, Inc. statistics & valuation

Market cap$567.6M
P / E3.8×
P / S0.5×
P / B2.0×
Net margin13.5%
Return on equity52.8%
Net debt$306.6M
Net debt / EBITDA3.8×
Enterprise value USD$874.2M
EV / EBITDA10.8×
Earnings yield EBIT/EV7.4%
Return on capital9%
Graham number +122.3%$70.33

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($70.33); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
-5.30% 6.30% -19.10% -18.20% -4.60% 13.50% 2016201720182019202020212022202320242025
Gross margin (%)
40.70% 39.90% 39.10% 40.60% 37.40% 37.50% 43.10% 34.40% 31.50% 2016201720182019202020212022202320242025
Operating margin (%)
13.60% 5.40% 7.30% 4.60% -0.70% 0.70% -3.30% -6.00% 5.00% 5.80% 2016201720182019202020212022202320242025
Return on equity (%)
-13.20% 15.40% -90.40% -98.60% -38.30% 52.80% 2016201720182019202020212022202320242025
Shares outstanding
12.8M 13.7M 14.1M 14.6M 13.1M 13.7M 12.8M 13.0M 13.4M 14.1M 2016201720182019202020212022202320242025
Net debt ($)
-$91.1M -$130.4M $145.8M $204.1M $441.5M $226.9M $514.7M $413.6M $237.5M $306.6M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
-4.10% 5.30% -15.70% -15.20% -5.40% 17.70% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.00× 0.81× 0.72× 0.66× 1.68× 1.07× 3.91× 4.23× 3.16× 1.35× 2016201720182019202020212022202320242025
EPS ($)
$2.15 $1.14 $6.85 $1.22 -$3.71 $5.05 -$14.69 -$9.46 -$3.14 $10.78 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

LendingTree, Inc. trades at about 2.9× earnings — below its 10-year norm (10-year range 4×–322.7×, median 49×).

2.9× 322.7×

Shaded band = 10-year range (4×–322.7×); dot = today's 2.9×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Gross margin31.5%34.4%43.1%37.5%37.4%40.6%39.1%39.9%40.7%—
Operating margin5.8%5.0%-6.0%-3.3%0.7%-0.7%4.6%7.3%5.4%13.6%
Net margin13.5%-4.6%-18.2%-19.1%6.3%-5.3%————
Return on assets17.7%-5.4%-15.2%-15.7%5.3%-4.1%————
Return on equity52.8%-38.3%-98.6%-90.4%15.4%-13.2%————
Debt / equity1.35×3.16×4.23×3.91×1.07×1.68×0.66×0.72×0.81×0.00×
Current ratio1.670.992.605.021.362.650.820.892.972.11

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.