TRUSTCO BANK CORP N Y TRST
Nasdaq · stock · State Commercial Banks · website · IPO 1983-04-20
TRUSTCO BANK CORP N Y financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $54.4M | $6.5M | $7.6M | $24.7M | $36.3M | $20.2M | $14.6M | $15.3M |
| Income tax | $19.7M | $15.2M | $19.0M | $24.2M | $20.6M | $17.0M | $18.7M | $18.2M | $33.6M | $25.7M |
| Net income | $61.1M | $48.8M | $58.6M | $75.2M | $61.5M | $52.5M | $57.8M | $61.4M | $43.1M | $42.6M |
| EPS (diluted) | $3.25 | $2.57 | $3.08 | $3.93 | $3.19 | $2.72 | $2.98 | $0.64 | $0.45 | $0.44 |
| Operating cash flow | $57.6M | $59.4M | $64.1M | $78.6M | $55.4M | $62.2M | $63.8M | $67.6M | $61.7M | $54.9M |
| Free cash flow | $45.7M | $54.6M | $58.5M | $74.8M | $52.5M | $58.3M | $59.9M | $64.0M | $58.1M | $52.8M |
| Cash & equivalents | $730.4M | $641.8M | $578.0M | $650.6M | $1.2B | $1.1B | $456.8M | $503.7M | $612.7M | $707.3M |
| Total assets | $6.4B | $6.2B | $6.2B | $6.0B | $6.2B | $5.9B | $5.2B | $5.0B | $4.9B | $4.9B |
| Total liabilities | $5.8B | $5.6B | $5.5B | $5.4B | $5.6B | $5.3B | $4.7B | $4.5B | $4.4B | $4.4B |
| Shareholders' equity | $686.6M | $676.3M | $645.3M | $600.0M | $601.1M | $568.2M | $538.3M | $489.9M | $458.3M | $432.7M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | +25.2% | -16.7% | -22.0% | +22.3% | +17.3% | -9.3% | -5.9% | +42.4% | +1.3% | +0.9% |
| EPS growth | +26.5% | -16.6% | -21.6% | +23.2% | +17.3% | -8.8% | +369.2% | +42.0% | +0.7% | +0.2% |
| Free cash flow growth | -16.2% | -6.7% | -21.9% | +42.5% | -9.9% | -2.6% | -6.4% | +10.2% | +9.9% | -6.1% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.