TRAVELERS COMPANIES, INC. TRV
TRAVELERS COMPANIES, INC. (TRV) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 1.41% (safety: safe). FY2025 revenue was $48.8B at a 12.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-24 | Mizuho | Neutral (main) |
| 2026-07-21 | Roth Capital | Buy (main) |
| 2026-07-21 | Barclays | Underweight (main) |
| 2026-07-21 | Morgan Stanley | Underweight (main) |
| 2026-07-21 | BMO Capital | Market Perform (down) |
| 2026-07-20 | Citigroup | Neutral (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| TRV | TRAVELERS COMPANIES, INC. | 5/9 | — | 11.1 | +5.2% |
| CB | Chubb Ltd | 6/9 | — | 12.8 | +6.5% |
| ALL | ALLSTATE CORP | 5/9 | — | 6 | +5.6% |
| HIG | HARTFORD INSURANCE GROUP, INC. | 7/9 | — | 9.6 | +6.9% |
| AIG | AMERICAN INTERNATIONAL GROUP, INC. | 5/9 | — | 12.9 | -1.7% |
| ACGL | ARCH CAPITAL GROUP LTD. | 5/9 | — | 7.7 | +14.3% |
| L | LOEWS CORP | 6/9 | — | 14 | +5.4% |
All Finance, Insurance & Real Estate companies →
About TRAVELERS COMPANIES, INC.
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners' insurance to individuals. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.
FAQ
Is TRV financially healthy?
TRAVELERS COMPANIES, INC.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does TRV pay a dividend, and is it safe?
Yes. TRAVELERS COMPANIES, INC. pays a dividend yielding about 1.41% with a 15.6% payout ratio, rated “safe” for safety.
How profitable is TRV?
In FY2025, TRAVELERS COMPANIES, INC. had a net margin of 12.9% and a return on equity of 19.1%.
Is TRV overvalued or undervalued?
TRAVELERS COMPANIES, INC. trades at about 13.5× trailing earnings — near its 10-year norm (10-year range 10.4×–20.5×, median 13.3×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for TRV?
The average Wall-Street price target for TRAVELERS COMPANIES, INC. is $360.33, about 2.7% below the recent price, from 24 analysts (consensus: hold).
Is TRV a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on TRAVELERS COMPANIES, INC.: a Piotroski F-score of 5/9, a P/E of about 11.1×, a dividend yield of 1.41%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.