Stocktoria

TRAVELERS COMPANIES, INC. TRV

NYSE · stock · Fire, Marine & Casualty Insurance · website · IPO 1980-03-17

TRAVELERS COMPANIES, INC. (TRV) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 1.41% (safety: safe). FY2025 revenue was $48.8B at a 12.9% net margin.

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56/100
Stocktoria Quality Score · grade C
5/9
Piotroski F — financial health
Altman Z″ — distress risk
1.8%
Dividend yield 5y avg · safe · Dividend payout 15.6%

Quality score trend · recomputed for each fiscal year

Piotroski F /9
5 5 6 4 4 6 5 5 6 5 2016201720182019202020212022202320242025

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

$370.16 as of 2026-08-01 · +36.3% 1y
$268.62$374.3652-wk
Market cap USD$69.6B
P / E11.1×
Dividend yield 5y avg1.8%
Net margin 5y avg9.8%
Beta0.46
Employees34,000

Analyst price target

$360.33 -2.7% vs last
consensus: hold · 24 analysts
target range $262.00 – $430.00 · median $359.50
1 strong buy · 5 buy · 17 hold · 4 sell · 2 strong sell
Recent analyst actions
DateFirmRating
2026-07-24MizuhoNeutral (main)
2026-07-21Roth CapitalBuy (main)
2026-07-21BarclaysUnderweight (main)
2026-07-21Morgan StanleyUnderweight (main)
2026-07-21BMO CapitalMarket Perform (down)
2026-07-20CitigroupNeutral (main)

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Forward estimates · earnings calendar →

Forward EPS est.$30.21
Forward P / E12.3×
Next ex-dividend2026-09-10

Consensus analyst estimates and scheduled dates — forward-looking, may change.

Smart money · insiders, last 12 months

Insiders net sold -$12.8M on the open market · 12 trades

Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.

Revenue trend · last 10y · up

How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies

Piotroski Fstronger than 70%
Net marginstronger than 54%
Return on equitystronger than 90%
Revenue growthstronger than 45%

Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 5/9 tests passed

Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
TRVTRAVELERS COMPANIES, INC.5/911.1+5.2%
CBChubb Ltd6/912.8+6.5%
ALLALLSTATE CORP5/96+5.6%
HIGHARTFORD INSURANCE GROUP, INC.7/99.6+6.9%
AIGAMERICAN INTERNATIONAL GROUP, INC.5/912.9-1.7%
ACGLARCH CAPITAL GROUP LTD.5/97.7+14.3%
LLOEWS CORP6/914+5.4%

All Finance, Insurance & Real Estate companies →

About TRAVELERS COMPANIES, INC.

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners' insurance to individuals. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

FAQ

Is TRV financially healthy?

TRAVELERS COMPANIES, INC.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).

Does TRV pay a dividend, and is it safe?

Yes. TRAVELERS COMPANIES, INC. pays a dividend yielding about 1.41% with a 15.6% payout ratio, rated “safe” for safety.

How profitable is TRV?

In FY2025, TRAVELERS COMPANIES, INC. had a net margin of 12.9% and a return on equity of 19.1%.

Is TRV overvalued or undervalued?

TRAVELERS COMPANIES, INC. trades at about 13.5× trailing earnings — near its 10-year norm (10-year range 10.4×–20.5×, median 13.3×). Stocktoria reports the data, not buy/sell advice.

What is the analyst price target for TRV?

The average Wall-Street price target for TRAVELERS COMPANIES, INC. is $360.33, about 2.7% below the recent price, from 24 analysts (consensus: hold).

Is TRV a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on TRAVELERS COMPANIES, INC.: a Piotroski F-score of 5/9, a P/E of about 11.1×, a dividend yield of 1.41%. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.