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TRAVELERS COMPANIES, INC. TRV

NYSE · stock · Fire, Marine & Casualty Insurance · website · IPO 1980-03-17

TRAVELERS COMPANIES, INC. statistics & valuation

P / E11.1×
P / S1.4×
P / B2.1×
Net margin12.9%
Graham number -19.3%$298.66

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($298.66); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
10.90% 7.10% 8.30% 8.30% 8.40% 10.50% 7.70% 7.20% 10.80% 12.90% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
13.00% 8.70% 11.00% 10.10% 9.20% 12.70% 13.20% 12.00% 17.90% 19.10% 2016201720182019202020212022202320242025
Shares outstanding
291.0M 278.6M 269.8M 262.3M 254.6M 250.8M 239.7M 232.2M 231.1M 227.6M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
3.00% 2.00% 2.40% 2.40% 2.30% 3.00% 2.50% 2.40% 3.80% 4.40% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$10.28 $7.33 $9.28 $9.92 $10.52 $14.49 $11.77 $12.79 $21.47 $27.43 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

TRAVELERS COMPANIES, INC. trades at about 13.5× earnings — near its 10-year norm (10-year range 10.4×–20.5×, median 13.3×).

10.4× 20.5×

Shaded band = 10-year range (10.4×–20.5×); dot = today's 13.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin12.9%10.8%7.2%7.7%10.5%8.4%8.3%8.3%7.1%10.9%
Return on assets4.4%3.8%2.4%2.5%3.0%2.3%2.4%2.4%2.0%3.0%
Return on equity19.1%17.9%12.0%13.2%12.7%9.2%10.1%11.0%8.7%13.0%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.